Personal loans in Weaver, AL
The Census estimates 3,330 residents in Weaver, which ranks it 135th of 462 places in Alabama. Weaver is a small community of about 3,330 residents, and a personal loan taken out here is governed by Alabama statute.
Weaver lost roughly 0.4% of its population across the 2020-to-2023 comparison. Compare APR, not the interest rate, because the APR folds in most fees on a Weaver loan. Lenders active in Weaver report to a Alabama supervisor, identified in the sourced rows below. The nearest larger metro is Jacksonville, AL about 5 miles away.
Where Weaver stands
Only a few things actually differ by place — population, area, location, and the Alabama rules a lender must follow — and they are below.
- Population: the Census counts 3,330 residents in Weaver (Vintage 2023 subcounty estimate), the 135th-largest figure among Alabama's 462 places.
- Population trend: A loss of roughly 0.4% between 2020 and 2023.
- Net change: roughly 13 fewer people than the 2020 Census counted.
- Size percentile: roughly 71% of Alabama places rank below Weaver.
- Population density: 963 people per square mile on 3.5 square miles of land.
- Land area: Weaver covers 3.5 square miles, the 314th-largest area among Alabama's 462 places.
- State population share: Weaver accounts for about 0.1% of everyone in Alabama.
- National rank: Weaver is the 5,964th most populous of the 19,457 Census places covered here.
- Growth rank: Weaver ranks 265th among Alabama's 462 places for the 2020-to-2023 change.
- Against the state trend: Weaver's 0.4% change compares with a Alabama average of +1.0% across its 462 places.
- Density rank: Weaver is the 40th most densely settled place in Alabama.
- Against the state median: Weaver runs about 963 residents per square mile, where the Alabama median is 259.
- Location: the Census Gazetteer records it at 33.7591, -85.8094.
- Nearest larger cities: Jacksonville (5 mi); Anniston (6 mi); Oxford (12 mi); Glencoe (15 mi); Southside (15 mi). Larger metros often have more branches, but online lenders reach Weaver on the same terms.
- Smaller places nearby: Hobson City (10 mi); Ohatchee (13 mi); Munford (18 mi).
- Smaller places within 50 miles: 59 of them.
- Within 100 miles: 164 places are larger than Weaver.
What Alabama law requires in Weaver
The rows below set out what a licensed lender must follow in Alabama, and so for Weaver's roughly 3,330 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alabama State Banking Department — Bureau of Loans (BOL) Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act. | Alabama State Banking Department as of 2026-09-16 |
| Small-loan / installment lender licensing | Alabama Small Loan Act license required from the supervisor for loans under $1,500; interest capped at 3% per month on the first $200 and 2% per month on $200–$1,500 Source says: "No person shall engage in the business of lending in amounts of less than one thousand five hundred dollars ($1,500)"; "without first having obtained a license from the supervisor"; "not exceeding three percent a month on that part of the unpaid principal balance not in excess of two hundred dollars". | Alabama State Banking Department — Alabama Small Loan Act (Code of Alabama §§ 5-18-1 et seq.) as of 2026-09-16 |
| Parity lending rate provision (§ 8-8-1.1) | Any lender may charge the same rates as any federally or state-chartered or licensed lending institution in Alabama Source says: "may, on any loans or extensions of credit made by them, charge or impose the same rate of interest or finance charge". | Alabama Legislature — Code of Alabama 1975, § 8-8-1.1 as of 2026-09-16 |
Inside a Weaver personal loan
Weaver is a small community of about 3,330 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Weaver can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Weaver loan is knowable in advance — unlike a revolving card balance.
The Weaver borrowing checklist
For Weaver's roughly 3,330 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Alabama licence with the regulator named above before committing.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
In Weaver as elsewhere in Alabama, the written terms — not the advertisement — are what count for its 3,330 residents.
Getting a loan in Weaver
Weaver is moderately settled, with about 963 people per square mile and 37 larger places within 50 miles. Lenders licensed in Alabama reach Weaver's 3,330 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Jacksonville, AL about 5 miles away.
Weaver's place among Alabama's 462 places
Within Alabama, Weaver holds roughly 0.1% of all residents, the 135th-largest share among 462 places. Its 2020-to-2023 change ranks 265th of 462 Alabama places, putting it near the 43th percentile for growth. At about 963 people per square mile, Weaver is the 40th most densely settled place in Alabama. In land area, Weaver ranks 314th among Alabama's 462 places.
Common questions
What are my options in Weaver if my credit is poor?
What loan size can I expect in Weaver?
Do I have to pledge anything to borrow in Weaver?
Does comparing loans in Weaver cost me credit score points?
Nearby places
- Jacksonville, AL — population 14,682
- Anniston, AL — population 21,167
- Hobson City, AL — population 744
- Oxford, AL — population 22,078
- Ohatchee, AL — population 1,197
- Glencoe, AL — population 5,404
- Hokes Bluff, AL — population 4,648
- Southside, AL — population 9,597