Personal loans in Hazlehurst, MS

Which products a lender may offer to Hazlehurst's 3,479 residents follows from the Mississippi consumer-lending framework. An estimated 3,479 people make their home in Hazlehurst, a figure that ranks 77th in Mississippi. The first question in Hazlehurst is not the rate on offer but whether the payment fits; about 3,479 people live here under Mississippi lending law. Population in Hazlehurst dropped about 3.9% over the three years from 2020 to 2023. Rate-shopping from Hazlehurst costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The closest larger place is Crystal Springs, MS about 9 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Hazlehurst by the numbers

Most of what governs a Hazlehurst loan is written in Mississippi law rather than in the city; the sourced notes below make that split concrete.

Hazlehurst in state context

Set beside Mississippi's 299 places, Hazlehurst ranks 77th by population and holds about 0.2% of the state total. On the 2020-to-2023 trend, Hazlehurst stands 199th among Mississippi's 299 places — roughly the 33th percentile. At about 785 people per square mile, Hazlehurst is the 67th most densely settled place in Mississippi. By land area, its 4.4 square miles rank 117th of 299 places in Mississippi.

What is available to Hazlehurst borrowers

At roughly 785 people per square mile, Hazlehurst is moderately settled; 15 larger places lie within 50 miles. What is available to Hazlehurst's 3,479 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Crystal Springs, MS about 9 miles away.

Hazlehurst on the map

Inside Hazlehurst's boundaries lie roughly 4.4 square miles of land and 0.04 square miles of water. Spread across it are roughly 785 residents per square mile. Jackson, the largest place in Mississippi, is about 33 miles from Hazlehurst. Counting outward 50 miles, 15 larger communities surround Hazlehurst. By land area it ranks 117th of 299 Mississippi places.

A pre-application checklist for Hazlehurst

Before you apply in Hazlehurst, a community of about 3,479, work through these steps:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Model the payment on the calculator before a lender models it for you.
  3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
  4. Make sure the lender appears in the Mississippi regulator's licence list.
  5. Make sure the new payment leaves room in a budget you already keep.
  6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
  7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

None of these steps is Hazlehurst-specific: the same Mississippi licensing and disclosure rules reach all 3,479 residents.

How Mississippi law applies in Hazlehurst

This table holds the Mississippi rate and licensing rules for consumer loans made to Hazlehurst's 3,479 residents.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Small-loan / installment lender licensingSmall loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105)
Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Delayed-deposit (payday) fee caps$20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule)
Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under"
Mississippi Secretary of State (DBCF administrative regulations)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hazlehurst if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hazlehurst is the same as anywhere in Mississippi.
What loan size can I expect in Hazlehurst?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hazlehurst?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hazlehurst cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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