Personal loans in Hazlehurst, MS
Which products a lender may offer to Hazlehurst's 3,479 residents follows from the Mississippi consumer-lending framework. An estimated 3,479 people make their home in Hazlehurst, a figure that ranks 77th in Mississippi. The first question in Hazlehurst is not the rate on offer but whether the payment fits; about 3,479 people live here under Mississippi lending law. Population in Hazlehurst dropped about 3.9% over the three years from 2020 to 2023. Rate-shopping from Hazlehurst costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The closest larger place is Crystal Springs, MS about 9 miles away.
Hazlehurst by the numbers
Most of what governs a Hazlehurst loan is written in Mississippi law rather than in the city; the sourced notes below make that split concrete.
- Population: 3,479 people, a figure that places Hazlehurst 77th among the 299 Census places in Mississippi (US Census Bureau, Vintage 2023).
- Population trend: Down about 3.9% from the 2020 Census base to the 2023 estimate.
- Absolute change: 140 residents lost between 2020 and 2023.
- Size percentile: Hazlehurst's 3,479 people outrank roughly 74% of the places in Mississippi.
- Population density: 785 people per square mile on 4.4 square miles of land.
- By land area: Hazlehurst ranks 117th among Mississippi's 299 places, at 4.4 sq mi.
- Water area rank: Hazlehurst ranks 76th among Mississippi's 299 places, with 0.04 sq mi.
- Within Mississippi: about 0.2% of the state's population lives in Hazlehurst.
- National standing: Hazlehurst ranks 5,843rd of 19,457 US places.
- Growth in Mississippi: Hazlehurst stands 199th by percentage change from 2020 to 2023, among 299 places.
- State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Hazlehurst's 3.9%.
- Density rank: Hazlehurst places 67th among Mississippi's places by people per square mile.
- Density vs Mississippi: Hazlehurst's 785 people per square mile compare with a state median of 434.
- Location: 31.8639 / -90.3928, per the US Census Bureau Gazetteer.
- Nearest larger cities: Crystal Springs (9 mi); Brookhaven (20 mi); Byram (24 mi); Florence (26 mi); Richland (29 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Beauregard (10 mi); Wesson (11 mi); Georgetown (13 mi).
- Within a 50-mile radius: 34 smaller Census places.
- Larger places within 100 miles: 42.
Hazlehurst in state context
Set beside Mississippi's 299 places, Hazlehurst ranks 77th by population and holds about 0.2% of the state total. On the 2020-to-2023 trend, Hazlehurst stands 199th among Mississippi's 299 places — roughly the 33th percentile. At about 785 people per square mile, Hazlehurst is the 67th most densely settled place in Mississippi. By land area, its 4.4 square miles rank 117th of 299 places in Mississippi.
What is available to Hazlehurst borrowers
At roughly 785 people per square mile, Hazlehurst is moderately settled; 15 larger places lie within 50 miles. What is available to Hazlehurst's 3,479 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Crystal Springs, MS about 9 miles away.
Hazlehurst on the map
Inside Hazlehurst's boundaries lie roughly 4.4 square miles of land and 0.04 square miles of water. Spread across it are roughly 785 residents per square mile. Jackson, the largest place in Mississippi, is about 33 miles from Hazlehurst. Counting outward 50 miles, 15 larger communities surround Hazlehurst. By land area it ranks 117th of 299 Mississippi places.
A pre-application checklist for Hazlehurst
Before you apply in Hazlehurst, a community of about 3,479, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Mississippi regulator's licence list.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Hazlehurst-specific: the same Mississippi licensing and disclosure rules reach all 3,479 residents.
How Mississippi law applies in Hazlehurst
This table holds the Mississippi rate and licensing rules for consumer loans made to Hazlehurst's 3,479 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
Common questions
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Nearby places
- Crystal Springs, MS — population 4,681
- Beauregard, MS — population 289
- Wesson, MS — population 1,796
- Georgetown, MS — population 247
- Terry, MS — population 1,479
- Brookhaven, MS — population 11,571
- Utica, MS — population 615
- Byram, MS — population 12,651