Personal loans in Beauregard, MS

Beauregard is home to roughly 289 people and stands 245th by size out of 299 Census places in Mississippi. For a community of about 289, the practical step is to compare APR across at least three lenders before committing. State law, not city hall, decides what a lender may do to Beauregard's roughly 289 residents, and a state regulator supervises it. A larger market lies at Wesson, MS about 1 miles away.

Local context for Beauregard

What follows is Beauregard's place in the Census record, alongside the Mississippi rules that govern a personal loan made here.

• Population: 289 people, a figure that places Beauregard 245th among the 299 Census places in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: No meaningful shift since the 2020 count.
• Size percentile: roughly 18% of Mississippi places rank below Beauregard.
• Population density: about 316 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Beauregard covers 0.9 square miles, the 251st-largest area among Mississippi's 299 places.
• State population share: Beauregard accounts for about 0.0% of everyone in Mississippi.
• Nationally: Beauregard is the 15,231st-largest of 19,457 Census places in the dataset.
• Growth in Mississippi: Beauregard stands 57th by percentage change from 2020 to 2023, among 299 places.
• State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Beauregard's 0.0%.
• Density rank: Beauregard is the 205th most densely settled place in Mississippi.
• Density vs Mississippi: Beauregard's 316 people per square mile compare with a state median of 434.
• Location: 31.7178, -90.3887 (Census Gazetteer coordinates).
• Nearest larger cities: Wesson (1 mi); Brookhaven (10 mi); Hazlehurst (10 mi); Crystal Springs (19 mi); Monticello (20 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller places: Georgetown (17 mi); Silver Creek (24 mi); Braxton (32 mi).
• Smaller neighbours: 5 places smaller than Beauregard sit within 50 miles.
• Larger places within 100 miles: 149.

Mississippi consumer-lending rules applied in Beauregard

The rows below set out what a licensed lender must follow in Mississippi, and so for Beauregard's roughly 289 residents.

The geography behind Beauregard

Beauregard's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 316 residents per square mile. For the state's biggest city, Jackson, the distance is roughly 43 miles. Counting outward 50 miles, 38 larger communities surround Beauregard. The 100-mile radius contains 149 larger places.

What a Beauregard borrower is actually offered

A Beauregard personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 289 residents. Federal Truth in Lending rules require a Beauregard lender to disclose the APR and finance charge before you sign. The term you choose in Beauregard decides the split between a comfortable payment and the total interest you pay.

How lenders reach Beauregard

At roughly 316 people per square mile, Beauregard is lightly settled; 38 larger places lie within 50 miles. A Mississippi licence lets a lender serve Beauregard without a local office, so branch density does not change what its 289 residents are offered. The nearest bigger place is Wesson, MS about 1 miles away.

A pre-application checklist for Beauregard

Before you hand your details to a lender in Beauregard, where the population is near 289:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Mississippi licence with the regulator listed on this page.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Make sure the new payment leaves room in a budget you already keep.
7. Weigh a shorter term's higher payment against the interest it saves.

The process is identical across Mississippi; what changes is your credit file, not the fact that Beauregard holds 289 people.