Personal loans in Hazen, ND

The roughly 2,276 people who live in Hazen borrow under North Dakota rules; city hall sets no personal-loan rate. Price two or three terms so you can see which payment is truly affordable in Hazen. For the 2,276 people in Hazen, North Dakota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Borrowers who want a bigger city can look to Beulah, ND about 7 miles away.

What the Census records for Hazen

Here is the sourced Census picture for Hazen, plus the North Dakota lending rules that apply to a loan taken out here.

• Population: an estimated 2,276 residents, 21st of 355 places in North Dakota (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is negative, near 0.2%.
• Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
• Size percentile: Hazen's 2,276 people outrank roughly 94% of the places in North Dakota.
• Population density: about 1,616 people per square mile (Census land area 1.4 sq mi).
• Land area rank: Hazen's 1.4 square miles rank 72nd of 355 places in North Dakota.
• Share of North Dakota: Hazen holds about 0.4% of the state's population, some 2,276 people.
• National standing: Hazen ranks 7,158th of 19,457 US places.
• Growth rank: Hazen ranks 92nd among North Dakota's 355 places for the 2020-to-2023 change.
• State comparison: North Dakota's places average -1.2% for 2020-to-2023, against Hazen's 0.2%.
• Density in North Dakota: Hazen ranks 13th by people per square mile.
• Against the state median: Hazen runs about 1,616 residents per square mile, where the North Dakota median is 352.
• Location: 47.2984, -101.6248 (Census Gazetteer coordinates).
• Nearest larger cities: Beulah (7 mi); Mandan (47 mi); Bismarck (52 mi); Lincoln (57 mi); Dickinson (62 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities within reach: Stanton (11 mi); Zap (14 mi); Pick City (17 mi).
• Smaller neighbours: 28 places smaller than Hazen sit within 50 miles.
• At 100 miles: 8 larger Census places fall inside that radius.

A practical checklist for Hazen borrowers

A sensible order of operations for a loan in Hazen, home to about 2,276 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the North Dakota regulator's records to confirm the lender is licensed here.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Write down the purpose of the loan and your repayment plan before you apply.

What differs between Hazen and the rest of North Dakota is not the process but the borrower's own file, among the 2,276 people here.

How lenders reach Hazen

At roughly 1,616 people per square mile, Hazen is moderately settled; 2 larger places lie within 50 miles. Whether Hazen has a local branch or not, a North Dakota-licensed lender can serve its 2,276 people online on the same terms. The nearest bigger place is Beulah, ND about 7 miles away.

What shapes a Hazen personal loan

With roughly 2,276 residents, Hazen is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Hazen lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Hazen loan but raises total interest, so the smallest payment is not the cheapest loan.

How Hazen compares across North Dakota

Against North Dakota's other places, Hazen accounts for about 0.4% of the state's population and ranks 21st of 355 by size. Its 2020-to-2023 change ranks 92nd of 355 North Dakota places, putting it near the 74th percentile for growth. By density, at about 1,616 people per square mile, it ranks 13th in North Dakota. Between 2020 and 2023 the count changed by roughly 4 residents.

Which North Dakota laws govern a loan in Hazen

This table holds the North Dakota rate and licensing rules for consumer loans made to Hazen's 2,276 residents.