Personal loans in Beulah, ND

Read the disclosure for an origination fee and any prepayment penalty before signing in Beulah. Rate ceilings, licensing requirements and product limits for Beulah are all set at the North Dakota level. A 2020-to-2023 comparison shows Beulah down by about 0.8%. The nearest larger metro is Mandan, ND about 51 miles away.

What the Census records for Beulah

The figures below are Beulah's own — Census population, land area and coordinates — followed by the North Dakota rules.

• Population: the Census counts 3,034 residents in Beulah (Vintage 2023 subcounty estimate), the 17th-largest figure among North Dakota's 355 places.
• Population trend: Lower by roughly 0.8% since the 2020 count.
• Absolute change: 24 residents lost between 2020 and 2023.
• Size percentile: with 3,034 residents, Beulah is larger than about 95% of North Dakota's Census places.
• Population density: 1,242 people per square mile on 2.4 square miles of land.
• Land area rank: Beulah's 2.4 square miles rank 31st of 355 places in North Dakota.
• Water area rank: Beulah ranks 38th among North Dakota's 355 places, with 0.03 sq mi.
• State share: roughly 0.5% of North Dakota's residents live in Beulah (3,034 people).
• National standing: Beulah ranks 6,249th of 19,457 US places.
• Growth rank: Beulah's 2020-to-2023 change ranks 109th of 355 places in North Dakota.
• Versus North Dakota: the state average change is -1.2%, while Beulah moved 0.8%.
• Density rank: Beulah places 30th among North Dakota's places by people per square mile.
• Density vs North Dakota: Beulah's 1,242 people per square mile compare with a state median of 352.
• Location: 47.2668 / -101.7707, per the US Census Bureau Gazetteer.
• Nearest larger cities: Mandan (51 mi); Dickinson (55 mi); Bismarck (57 mi); Lincoln (61 mi); Minot (71 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Hazen (7 mi); Zap (7 mi); Golden Valley (14 mi).
• Smaller neighbours: 28 places smaller than Beulah sit within 50 miles.
• Larger places within 100 miles: 6.

Getting a loan in Beulah

At roughly 1,242 people per square mile, Beulah is moderately settled; 0 larger places lie within 50 miles. Distance to a branch rarely matters for Beulah's 3,034 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Mandan, ND about 51 miles away.

Where Beulah sits

The Census Gazetteer records 2.4 square miles of land and 0.03 square miles of water within Beulah. With 3,034 residents, the land area yields roughly 1,242 people per square mile. The state's population centre of gravity, Fargo, is roughly 234 miles away. A 50-mile radius around Beulah takes in 0 places that are larger. Within the same 50 miles lie 28 smaller Census places.

How a Beulah personal loan is priced

A Beulah personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 3,034 residents. Two numbers drive a Beulah loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Beulah loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What to do before borrowing in Beulah

Complete these steps first when you borrow in Beulah (3,034 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a North Dakota licence by checking the regulator named above.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

The process is identical across North Dakota; what changes is your credit file, not the fact that Beulah holds 3,034 people.

Which North Dakota laws govern a loan in Beulah

The rows below set out what a licensed lender must follow in North Dakota, and so for Beulah's roughly 3,034 residents.