Personal loans in Haysville, PA
State law, not city hall, decides what a lender may do to Haysville's roughly 79 residents, and a state regulator supervises it. About 79 people live in Haysville, placing it 996th of 1,013 Census places in Pennsylvania.
Haysville, Pennsylvania — home to about 79 people — is a small community, so the terms you are offered follow Pennsylvania law rather than any local rule. The 2020 count to the 2023 estimate shows about 3.7% decline in Haysville. Price two or three terms so you can see which payment is truly affordable in Haysville. The next larger city is Glen Osborne, PA about 1 miles away.
Haysville by the numbers
What follows is Haysville's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.
- Population: the Census counts 79 residents in Haysville (Vintage 2023 subcounty estimate), the 996th-largest figure among Pennsylvania's 1,013 places.
- Population trend: A drop of about 3.7% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
- Size percentile: roughly 2% of Pennsylvania's places have fewer residents than Haysville's 79.
- Population density: about 457 people per square mile across 0.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Haysville ranks 950th among Pennsylvania's 1,013 places, at 0.2 sq mi.
- Water area: Haysville has 0.06 square miles of water, ranking 193rd of 1,013 places in Pennsylvania.
- Within Pennsylvania: about 0.0% of the state's population lives in Haysville.
- National standing: Haysville ranks 18,501st of 19,457 US places.
- Growth in Pennsylvania: Haysville stands 940th by percentage change from 2020 to 2023, among 1,013 places.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Haysville's 3.7%.
- Density rank: Haysville is the 875th most densely settled place in Pennsylvania.
- Density vs Pennsylvania: Haysville's 457 people per square mile compare with a state median of 1,990.
- Location: mapped by the US Census Bureau at 40.5261, -80.1547.
- Nearest larger cities: Glen Osborne (1 mi); Glenfield (1 mi); Coraopolis (1 mi); Sewickley (2 mi); Sewickley Heights (2 mi). Larger metros often have more branches, but online lenders reach Haysville on the same terms.
- Smaller places nearby: Glasgow (20 mi); Green Hills (29 mi); S.N.P.J. (33 mi).
- Smaller places within 50 miles: 4 of them.
- Larger places within 100 miles: 779.
Lender access in Haysville
At roughly 457 people per square mile, Haysville is lightly settled; 332 larger places lie within 50 miles. Whether Haysville has a local branch or not, a Pennsylvania-licensed lender can serve its 79 people online on the same terms. The nearest larger city, Glen Osborne, PA about 1 miles away.
What to do before borrowing in Haysville
Before you hand your details to a lender in Haysville, where the population is near 79:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
The process is identical across Pennsylvania; what changes is your credit file, not the fact that Haysville holds 79 people.
Inside a Haysville personal loan
With roughly 79 residents, Haysville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Haysville's rank of 996th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Haysville loan is knowable in advance — unlike a revolving card balance.
Where Haysville sits in Pennsylvania
Within Pennsylvania, Haysville holds roughly 0.0% of all residents, the 996th-largest share among 1,013 places. For population change between 2020 and 2023, Haysville ranks 940th of 1,013 in Pennsylvania (about the 7th percentile). Its roughly 457 residents per square mile place it 875th among Pennsylvania's places. By land area, its 0.2 square miles rank 950th of 1,013 places in Pennsylvania.
The state rulebook for Haysville
Below are the Pennsylvania rules that apply to a loan made in Haysville, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
Common questions
What are my options in Haysville if my credit is poor?
What loan size can I expect in Haysville?
Do I have to pledge anything to borrow in Haysville?
Does comparing loans in Haysville cost me credit score points?
Nearby places
- Glen Osborne, PA — population 567
- Coraopolis, PA — population 5,344
- Glenfield, PA — population 202
- Sewickley, PA — population 3,772
- Sewickley Heights, PA — population 829
- Edgeworth, PA — population 1,627
- Sewickley Hills, PA — population 688
- Emsworth, PA — population 2,426