Personal loans in Edgeworth, PA

By population, Edgeworth sits at 478th in Pennsylvania, with an estimated 1,627 residents. For a bigger market, look to Sewickley, PA about 1 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Edgeworth's 1,627 residents. Pull your credit reports and line up at least three offers before you apply from Edgeworth.

Where Edgeworth stands

Two layers matter for a Edgeworth borrower: the local population picture and Pennsylvania's consumer-lending statutes.

• Population: a Census-estimated 1,627, 478th among Pennsylvania's 1,013 places (Vintage 2023).
• Population trend: A drop of about 2.7% from 2020 to 2023.
• Net change: roughly 46 fewer people than the 2020 Census counted.
• Size percentile: roughly 53% of Pennsylvania's places have fewer residents than Edgeworth's 1,627.
• Density: the Census land area of 1.5 sq mi holds about 1,088 people per square mile.
• Land area: Edgeworth covers 1.5 square miles, the 305th-largest area among Pennsylvania's 1,013 places.
• Water area rank: Edgeworth ranks 77th among Pennsylvania's 1,013 places, with 0.17 sq mi.
• State population share: Edgeworth accounts for about 0.0% of everyone in Pennsylvania.
• National rank: Edgeworth is 8,402nd of 19,457 places nationwide.
• Growth rank: Edgeworth's 2020-to-2023 change ranks 857th of 1,013 places in Pennsylvania.
• Versus Pennsylvania: the state average change is -0.9%, while Edgeworth moved 2.7%.
• Density rank: Edgeworth places 711th among Pennsylvania's places by people per square mile.
• Density in context: Edgeworth's 1,088 people per square mile sit against a Pennsylvania median of 1,990.
• Location: it lies at 40.5544, -80.1923 in the Census Gazetteer.
• Nearest larger cities: Sewickley (1 mi); Ambridge (3 mi); Coraopolis (3 mi); Aliquippa (5 mi); Franklin Park (6 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Leetsdale (1 mi); Sewickley Heights (2 mi); Glen Osborne (2 mi).
• Smaller neighbours: 178 places smaller than Edgeworth sit within 50 miles.
• Within 100 miles: 346 places are larger than Edgeworth.

Edgeworth's place among Pennsylvania's 1,013 places

Among Pennsylvania's 1,013 places, Edgeworth sits at 478th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Edgeworth stands 857th among Pennsylvania's 1,013 places — roughly the 15th percentile. At about 1,088 people per square mile, Edgeworth is the 711th most densely settled place in Pennsylvania. Within 50 miles sit 178 smaller Census places, alongside the 160 that are larger.

Lender access in Edgeworth

Edgeworth is a moderately settled community of about 1,627 people, with 160 larger places inside a 50-mile radius. What is available to Edgeworth's 1,627 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Sewickley, PA about 1 miles away.

Edgeworth: area, density and distance

Edgeworth's land area is about 1.5 square miles; a further 0.17 square miles is water. That land carries about 1,088 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 269 miles away. Counting outward 50 miles, 160 larger communities surround Edgeworth. By land area it ranks 305th of 1,013 Pennsylvania places.

How personal loans work in Edgeworth

Edgeworth is a small community of about 1,627 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Edgeworth lender to disclose the APR and finance charge before you sign. The term you choose in Edgeworth decides the split between a comfortable payment and the total interest you pay.

Pennsylvania consumer-lending rules applied in Edgeworth

The rows below set out what a licensed lender must follow in Pennsylvania, and so for Edgeworth's roughly 1,627 residents.