Personal loans in Havana, KS

If debt is already a strain, a nonprofit credit counsellor can help Havana residents before they take on more. Havana is one of 625 Census places in Kansas; its 81 residents put it at 528th. When Kansas caps or restricts a product, lenders either change the terms or withdraw it from Havana as from the rest of the state. The 2020 count to the 2023 estimate shows about 2.4% decline in Havana. The closest larger city is Niotaze, KS about 4 miles away.

Borrowing in Havana: the local picture

Read the local figures below as context; read the sourced Kansas table as the rulebook a lender here must follow.

• Population: about 81 people live here, which puts Havana 528th of 625 Census places in Kansas (Vintage 2023).
• Population trend: A loss of roughly 2.4% between 2020 and 2023.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 16% of the places in Kansas, with 81 residents in Havana.
• Population density: 516 people per square mile on 0.2 square miles of land.
• Land area: Havana covers 0.2 square miles, the 571st-largest area among Kansas's 625 places.
• State population share: Havana accounts for about 0.0% of everyone in Kansas.
• Nationally: Havana is the 18,467th-largest of 19,457 Census places in the dataset.
• Growth rank: Havana's 2020-to-2023 change ranks 458th of 625 places in Kansas.
• Against the state trend: Havana's 2.4% change compares with a Kansas average of -1.0% across its 625 places.
• Density in Kansas: Havana ranks 430th by people per square mile.
• Against the state median: Havana runs about 516 residents per square mile, where the Kansas median is 764.
• Location: mapped by the US Census Bureau at 37.0921, -95.9419.
• Nearest larger cities: Niotaze (4 mi); Caney (5 mi); Tyro (7 mi); Peru (9 mi); Copan (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Elgin (20 mi); New Albany (33 mi); Foraker (38 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 11 of them.
• Larger places within 100 miles: 312.

How Havana compares across Kansas

Set beside Kansas's 625 places, Havana ranks 528th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Havana ranks 458th of 625 in Kansas (about the 27th percentile). At about 516 people per square mile, Havana is the 430th most densely settled place in Kansas. The population moved by about 2 people between 2020 and 2023, a 2.4% shift.

Where Havana sits

Havana's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. With 81 residents, the land area yields roughly 516 people per square mile. Wichita, the largest place in Kansas, is about 87 miles from Havana. A 50-mile radius around Havana takes in 59 places that are larger. The 100-mile radius contains 312 larger places.

What to do before borrowing in Havana

Before you hand your details to a lender in Havana, where the population is near 81:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Kansas regulator's records to confirm the lender is licensed here.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Be clear on what the loan is for and how it gets repaid.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

In Havana as elsewhere in Kansas, the written terms — not the advertisement — are what count for its 81 residents.

Getting a loan in Havana

With about 516 residents per square mile, Havana is moderately settled, and 59 larger Census places sit within 50 miles. A Kansas licence lets a lender serve Havana without a local office, so branch density does not change what its 81 residents are offered. The nearest larger city, Niotaze, KS about 4 miles away.

Which Kansas laws govern a loan in Havana

These are Kansas's sourced lending facts as they reach Havana's 81 residents; the state has no city-level rate rule.