Personal loans in Haleyville, AL
Two households in Haleyville with comparable incomes can still be offered different rates; the city's 4,301 residents are not the reason.
To lend to Haleyville's 4,301 residents, a company must hold a Alabama licence, and each sourced row below names the regulator behind it. About 4,301 people live in Haleyville, placing it 120th of 462 Census places in Alabama. Compare APR, not the interest rate, because the APR folds in most fees on a Haleyville loan. A 2020-to-2023 comparison shows Haleyville down by about 1.4%. The nearest larger city is Russellville, AL about 20 miles away.
Where Haleyville stands
Read the local figures below as context; read the sourced Alabama table as the rulebook a lender here must follow.
- Population: an estimated 4,301 residents, 120th of 462 places in Alabama (Census Vintage 2023 subcounty estimate).
- Population trend: Down about 1.4% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 60 residents.
- Size percentile: about 74% of Alabama communities are smaller than Haleyville (4,301 residents).
- Population density: about 513 people per square mile across 8.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Haleyville covers 8.4 square miles, the 170th-largest area among Alabama's 462 places.
- Water: Haleyville holds about 0.05 square miles, the 160th-largest water area in Alabama.
- State share: roughly 0.1% of Alabama's residents live in Haleyville (4,301 people).
- National rank: Haleyville is 5,263rd of 19,457 places nationwide.
- Growth rank: Haleyville's 2020-to-2023 change ranks 299th of 462 places in Alabama.
- Versus Alabama: the state average change is +1.0%, while Haleyville moved 1.4%.
- Density rank: Haleyville is the 108th most densely settled place in Alabama.
- Density in context: Haleyville's 513 people per square mile sit against a Alabama median of 259.
- Location: latitude 34.2338, longitude -87.6176 (Census Gazetteer).
- Nearest larger cities: Russellville (20 mi); Hamilton (21 mi); Winfield (23 mi); Jasper (33 mi); Tuscumbia (34 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Bear Creek (6 mi); Phil Campbell (10 mi); Natural Bridge (10 mi).
- Within a 50-mile radius: 64 smaller Census places.
- Within 100 miles: 83 places are larger than Haleyville.
What shapes a Haleyville personal loan
In Haleyville, a small community of about 4,301, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Haleyville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Haleyville loan is knowable in advance — unlike a revolving card balance.
Haleyville against the rest of Alabama
Against Alabama's other places, Haleyville accounts for about 0.1% of the state's population and ranks 120th of 462 by size. On the 2020-to-2023 trend, Haleyville stands 299th among Alabama's 462 places — roughly the 35th percentile. By density, at about 513 people per square mile, it ranks 108th in Alabama. Within 50 miles sit 64 smaller Census places, alongside the 12 that are larger.
What Alabama law requires in Haleyville
These are Alabama's sourced lending facts as they reach Haleyville's 4,301 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alabama State Banking Department — Bureau of Loans (BOL) Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act. | Alabama State Banking Department as of 2026-09-16 |
| Payday lending status | Permitted — deferred presentment services licensed by the supervisor; maximum advance $500; maximum fee 17.5% of amount advanced Source says: "a maximum fee on any deferred presentment transaction not to exceed 17.5 percent of the amount advanced"; "The maximum amount that may be advanced in any deferred presentment transaction is five hundred dollars ($500)". | Alabama State Banking Department — Deferred Presentment Services Act (Code of Alabama §§ 5-18A-1 et seq.) as of 2026-09-16 |
| Small-loan / installment lender licensing | Alabama Small Loan Act license required from the supervisor for loans under $1,500; interest capped at 3% per month on the first $200 and 2% per month on $200–$1,500 Source says: "No person shall engage in the business of lending in amounts of less than one thousand five hundred dollars ($1,500)"; "without first having obtained a license from the supervisor"; "not exceeding three percent a month on that part of the unpaid principal balance not in excess of two hundred dollars". | Alabama State Banking Department — Alabama Small Loan Act (Code of Alabama §§ 5-18-1 et seq.) as of 2026-09-16 |
Getting a loan in Haleyville
With about 513 residents per square mile, Haleyville is moderately settled, and 12 larger Census places sit within 50 miles. What is available to Haleyville's 4,301 borrowers is set by Alabama licensing and your own credit, not by how many branches are nearby. The nearest larger city, Russellville, AL about 20 miles away.
A pre-application checklist for Haleyville
Before you apply in Haleyville, a community of about 4,301, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Alabama regulator's licence records before you sign.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
None of these steps is Haleyville-specific: the same Alabama licensing and disclosure rules reach all 4,301 residents.
Common questions
What are my options in Haleyville if my credit is poor?
What loan size can I expect in Haleyville?
Do I have to pledge anything to borrow in Haleyville?
Does comparing loans in Haleyville cost me credit score points?
Nearby places
- Bear Creek, AL — population 1,056
- Natural Bridge, AL — population 35
- Phil Campbell, AL — population 979
- Lynn, AL — population 618
- Hackleburg, AL — population 1,438
- Double Springs, AL — population 1,114
- Brilliant, AL — population 830
- Nauvoo, AL — population 185