Personal loans in Bear Creek, AL

If you are weighing a personal loan in Bear Creek, start from the payment you can carry; its 1,056 residents face the same statewide rules. With 1,056 residents, Bear Creek outranks about 45% of the communities in Alabama. A 2020-to-2023 comparison shows Bear Creek up by about 1.7%. Read the disclosure for an origination fee and any prepayment penalty before signing in Bear Creek. The closest larger place is Haleyville, AL about 6 miles away.

Borrowing in Bear Creek: the local picture

Only a few things actually differ by place — population, area, location, and the Alabama rules a lender must follow — and they are below.

• Population: an estimated 1,056 residents, 252nd of 462 places in Alabama (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is positive, near 1.7%.
• Change in people: the 2020-to-2023 comparison is a gain of about 18 residents.
• Size percentile: roughly 45% of Alabama's places have fewer residents than Bear Creek's 1,056.
• Land and density: 13.6 square miles of land carry roughly 77 residents per square mile.
• By land area: Bear Creek ranks 112th among Alabama's 462 places, at 13.6 sq mi.
• Water: Bear Creek holds about 0.14 square miles, the 96th-largest water area in Alabama.
• Share of state population: Bear Creek's 1,056 residents are about 0.0% of Alabama.
• National rank: Bear Creek is 10,001st of 19,457 places nationwide.
• Growth rank: Bear Creek ranks 146th among Alabama's 462 places for the 2020-to-2023 change.
• Versus Alabama: the state average change is +1.0%, while Bear Creek moved 1.7%.
• Density in Alabama: Bear Creek ranks 421st by people per square mile.
• Against the state median: Bear Creek runs about 77 residents per square mile, where the Alabama median is 259.
• Location: 34.2555, -87.7134 (US Census Bureau Gazetteer).
• Nearest larger cities: Haleyville (6 mi); Hackleburg (7 mi); Hamilton (17 mi); Russellville (17 mi); Double Springs (20 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Phil Campbell (7 mi); Natural Bridge (13 mi); Hodges (13 mi).
• Smaller places within 50 miles: 41 of them.
• Within 100 miles: 166 places are larger than Bear Creek.

How Alabama law applies in Bear Creek

Every row below records a Alabama rule, its publisher and its retrieval date — the same rules a Bear Creek lender must follow.

What is available to Bear Creek borrowers

At roughly 77 people per square mile, Bear Creek is sparsely settled; 32 larger places lie within 50 miles. Distance to a branch rarely matters for Bear Creek's 1,056 residents: the application is online and the price follows your credit file. The nearest larger city, Haleyville, AL about 6 miles away.

Land, water and location for Bear Creek

The Census Gazetteer records 13.6 square miles of land and 0.14 square miles of water within Bear Creek. That land carries about 77 people per square mile. For the state's biggest city, Huntsville, the distance is roughly 66 miles. Bear Creek has 32 larger places within a 50-mile radius. The 100-mile radius contains 166 larger places.

The anatomy of a Bear Creek personal loan

In Bear Creek, a small community of about 1,056, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Bear Creek. The term you choose in Bear Creek decides the split between a comfortable payment and the total interest you pay.

Bear Creek's place among Alabama's 462 places

Bear Creek is the 252nd-largest of 462 Census places in Alabama and contains about 0.0% of the state's people. For population change between 2020 and 2023, Bear Creek ranks 146th of 462 in Alabama (about the 68th percentile). At about 77 people per square mile, Bear Creek is the 421st most densely settled place in Alabama. Between 2020 and 2023 the count changed by roughly 18 residents.