Personal loans in Haleburg, AL

Haleburg ranks 442nd of 462 places in Alabama, with a population near 116. Haleburg added about 1.8% to its population between the 2020 base and the 2023 estimate.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Haleburg is a small community in Alabama, with an estimated 116 residents, and every licensed lender here follows the same state rulebook. Consumer lending that reaches Haleburg's 116 residents is governed by Alabama statute; no city ordinance changes it. Compare APR, not the interest rate, because the APR folds in most fees on a Haleburg loan. The nearest larger city is Columbia, AL about 8 miles away.

Haleburg: population, trend and location

Here is the sourced Census picture for Haleburg, plus the Alabama lending rules that apply to a loan taken out here.

Where Haleburg sits in Alabama

Haleburg is the 442nd-largest of 462 Census places in Alabama and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 144th of 462 Alabama places, putting it near the 69th percentile for growth. By density, at about 30 people per square mile, it ranks 456th in Alabama. By land area, its 3.8 square miles rank 298th of 462 places in Alabama.

What shapes a Haleburg personal loan

In Haleburg, a small community of about 116, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Haleburg can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Haleburg loan is knowable in advance — unlike a revolving card balance.

What is available to Haleburg borrowers

With about 30 residents per square mile, Haleburg is sparsely settled, and 69 larger Census places sit within 50 miles. Whether Haleburg has a local branch or not, a Alabama-licensed lender can serve its 116 people online on the same terms. The nearest bigger place is Columbia, AL about 8 miles away.

Alabama consumer-lending rules applied in Haleburg

When Alabama does not publish a figure, the row links to the source instead of inventing a number; Haleburg is bound by the same rules.

RuleDetailSource
State lending regulatorAlabama State Banking Department — Bureau of Loans (BOL)
Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act.
Alabama State Banking Department
as of 2026-09-16
Parity lending rate provision (§ 8-8-1.1)Any lender may charge the same rates as any federally or state-chartered or licensed lending institution in Alabama
Source says: "may, on any loans or extensions of credit made by them, charge or impose the same rate of interest or finance charge".
Alabama Legislature — Code of Alabama 1975, § 8-8-1.1
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum without a written contract; 8% per annum by written contract
Source says: "except by written contract is $6 upon $100 for one year"; "the rate of interest by written contract is not to exceed $8 upon $100 for one year". (Code text retrieved from the Alabama Legislature's official Code of Alabama service.)
Alabama Legislature — Code of Alabama 1975, § 8-8-1
as of 2026-09-16

Land, water and location for Haleburg

Inside Haleburg's boundaries lie about 3.8 square miles of land, with no significant water area recorded. The resulting density is about 30 people per square mile. The state's population centre of gravity, Huntsville, is roughly 244 miles away. Haleburg has 69 larger places within a 50-mile radius. The 100-mile radius contains 209 larger places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Haleburg if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Haleburg is the same as anywhere in Alabama.
What loan size can I expect in Haleburg?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Haleburg?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Haleburg cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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