Personal loans in Webb, AL
The trend for Webb between 2020 and 2023 is upward by roughly 3.2%. Webb counts about 1,312 people, and what is genuinely local about borrowing here is limited — Alabama law does the governing.
At about 1,312 residents, Webb is larger than roughly 50% of the places in Alabama. The nearest larger city is Cowarts, AL about 4 miles away. A lender that serves Webb operates under Alabama lending statutes and a Alabama supervisor. Use the calculator on this page to price an amount and term before you commit in Webb.
Webb: population, trend and location
Two layers matter for a Webb borrower: the local population picture and Alabama's consumer-lending statutes.
- Population: about 1,312, ranked 232nd of 462 places in Alabama (Census Vintage 2023 subcounty estimate).
- Population trend: Up about 3.2% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 41 residents.
- Size percentile: Webb sits ahead of around 50% of Alabama places, at 1,312 people.
- Density: the Census land area of 11.3 sq mi holds about 117 people per square mile.
- Land area rank: Webb's 11.3 square miles rank 132nd of 462 places in Alabama.
- Share of Alabama: Webb holds about 0.0% of the state's population, some 1,312 people.
- National rank: Webb sits 9,222nd by population among the 19,457 places in this dataset.
- Growth rank: Webb ranks 92nd among Alabama's 462 places for the 2020-to-2023 change.
- State comparison: Alabama's places average +1.0% for 2020-to-2023, against Webb's 3.2%.
- Density rank: Webb places 372nd among Alabama's places by people per square mile.
- Against the state median: Webb runs about 117 residents per square mile, where the Alabama median is 259.
- Location: latitude 31.2572, longitude -85.2896 (Census Gazetteer).
- Nearest larger cities: Cowarts (4 mi); Kinsey (4 mi); Ashford (6 mi); Dothan (7 mi); Headland (8 mi). Lenders licensed in the state serve Webb whether or not they keep a local branch.
- Nearest smaller places: Avon (5 mi); Grimes (10 mi); Napier Field (11 mi).
- Smaller places within 50 miles: 40 of them.
- Larger places within 100 miles: 91.
How Alabama law applies in Webb
Every row below records a Alabama rule, its publisher and its retrieval date — the same rules a Webb lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alabama State Banking Department — Bureau of Loans (BOL) Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act. | Alabama State Banking Department as of 2026-09-16 |
| Small-loan / installment lender licensing | Alabama Small Loan Act license required from the supervisor for loans under $1,500; interest capped at 3% per month on the first $200 and 2% per month on $200–$1,500 Source says: "No person shall engage in the business of lending in amounts of less than one thousand five hundred dollars ($1,500)"; "without first having obtained a license from the supervisor"; "not exceeding three percent a month on that part of the unpaid principal balance not in excess of two hundred dollars". | Alabama State Banking Department — Alabama Small Loan Act (Code of Alabama §§ 5-18-1 et seq.) as of 2026-09-16 |
| Parity lending rate provision (§ 8-8-1.1) | Any lender may charge the same rates as any federally or state-chartered or licensed lending institution in Alabama Source says: "may, on any loans or extensions of credit made by them, charge or impose the same rate of interest or finance charge". | Alabama Legislature — Code of Alabama 1975, § 8-8-1.1 as of 2026-09-16 |
How a Webb personal loan is priced
With roughly 1,312 residents, Webb is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Webb lender to disclose the APR and finance charge before you sign. The term you choose in Webb decides the split between a comfortable payment and the total interest you pay.
Land, water and location for Webb
Webb's land area is roughly 11.3 square miles, and the Gazetteer records no significant water area within it. With 1,312 residents, the land area yields roughly 117 people per square mile. Huntsville, the largest place in Alabama, is about 251 miles from Webb. Webb has 38 larger places within a 50-mile radius. Within the same 50 miles lie 40 smaller Census places.
Webb in state context
Among Alabama's 462 places, Webb sits at 232nd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Webb ranks 92nd of 462 in Alabama (about the 80th percentile). By density, at about 117 people per square mile, it ranks 372nd in Alabama. Within 50 miles sit 40 smaller Census places, alongside the 38 that are larger.
Lender access in Webb
With about 117 residents per square mile, Webb is lightly settled, and 38 larger Census places sit within 50 miles. Distance to a branch rarely matters for Webb's 1,312 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Cowarts, AL about 4 miles away.
Common questions
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Nearby places
- Cowarts, AL — population 2,000
- Kinsey, AL — population 2,263
- Avon, AL — population 473
- Ashford, AL — population 2,329
- Headland, AL — population 5,333
- Dothan, AL — population 71,258
- Grimes, AL — population 585
- Newville, AL — population 558