Personal loans in Guion, AR

Guion gained roughly 2.9% in population across the 2020-to-2023 comparison. Personal loans in Guion are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 72 population.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Guion is home to roughly 72 people and stands 474th by size out of 500 Census places in Arkansas. For a bigger market, look to Mount Pleasant, AR about 10 miles away. A lender that serves Guion operates under Arkansas lending statutes and a Arkansas supervisor. Use the calculator on this page to price an amount and term before you commit in Guion.

Local context for Guion

Most of what governs a Guion loan is written in Arkansas law rather than in the city; the sourced notes below make that split concrete.

The anatomy of a Guion personal loan

With roughly 72 residents, Guion is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Guion loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Guion loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Guion against the rest of Arkansas

Within Arkansas, Guion holds roughly 0.0% of all residents, the 474th-largest share among 500 places. For population change between 2020 and 2023, Guion ranks 89th of 500 in Arkansas (about the 82th percentile). At about 129 people per square mile, Guion is the 426th most densely settled place in Arkansas. By land area, its 0.6 square miles rank 409th of 500 places in Arkansas.

How lenders reach Guion

Guion is lightly settled, with about 129 people per square mile and 83 larger places within 50 miles. Lenders licensed in Arkansas reach Guion's 72 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Mount Pleasant, AR about 10 miles away.

Guion on the map

Guion's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 129 people per square mile. The state's population centre of gravity, Little Rock, is roughly 86 miles away. A 50-mile radius around Guion takes in 83 places that are larger. By land area it ranks 409th of 500 Arkansas places.

What Arkansas law requires in Guion

For the roughly 72 residents of Guion, the rules below are Arkansas's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorArkansas State Bank Department
Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas".
Arkansas State Bank Department
as of 2026-09-16
Payday lending statusNot permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008
Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down".
Arkansas Attorney General — Consumer Protection Division
as of 2026-09-16
Small-loan / installment lender licensingSee the latest published figure
value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises.
Arkansas State Bank Department
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Guion if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Guion is the same as anywhere in Arkansas.
What loan size can I expect in Guion?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Guion?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Guion cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related