Personal loans in Cushman, AR
Personal loans in Cushman are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 446 population.
Consumer lending that reaches Cushman's 446 residents is governed by Arkansas statute; no city ordinance changes it. The Census estimates 446 residents in Cushman, which ranks it 274th of 500 places in Arkansas. Read the disclosure for an origination fee and any prepayment penalty before signing in Cushman. The 2020-to-2023 change in Cushman is negligible, under a tenth of a percent. The nearest larger metro is Batesville, AR about 11 miles away.
The Cushman data picture
Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.
- Population: about 446, ranked 274th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is under a tenth of a percent.
- Size percentile: bigger than about 45% of the places in Arkansas, with 446 residents in Cushman.
- Population density: about 109 people per square mile across 4.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Cushman covers 4.1 square miles, the 147th-largest area among Arkansas's 500 places.
- Share of state population: Cushman's 446 residents are about 0.0% of Arkansas.
- Nationally: Cushman is the 13,640th-largest of 19,457 Census places in the dataset.
- Growth in Arkansas: Cushman stands 221st by percentage change from 2020 to 2023, among 500 places.
- State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Cushman's 0.0%.
- Density rank: Cushman is the 441st most densely settled place in Arkansas.
- Density in context: Cushman's 109 people per square mile sit against a Arkansas median of 386.
- Location: it lies at 35.8658, -91.7781 in the Census Gazetteer.
- Nearest larger cities: Batesville (11 mi); Southside (13 mi); Cave City (14 mi); Melbourne (15 mi); Sulphur Rock (17 mi). A branch is convenient; it is not what sets your APR.
- Smaller communities close by: Mount Pleasant (8 mi); Guion (10 mi); Sidney (12 mi), each with its own Census population profile.
- Within a 50-mile radius: 43 smaller Census places.
- At 100 miles: 166 larger Census places fall inside that radius.
The geography behind Cushman
Cushman covers about 4.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 446 residents, the land area yields roughly 109 people per square mile. The largest place in Arkansas, Little Rock, lies about 85 miles away. A 50-mile radius around Cushman takes in 45 places that are larger. By land area it ranks 147th of 500 Arkansas places.
What a Cushman borrower is actually offered
Cushman is a small community of about 446 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Cushman lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Cushman loan is knowable in advance — unlike a revolving card balance.
How Cushman compares across Arkansas
Cushman is the 274th-largest of 500 Census places in Arkansas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Cushman stands 221st among Arkansas's 500 places — roughly the 56th percentile. By density, at about 109 people per square mile, it ranks 441st in Arkansas. In land area, Cushman ranks 147th among Arkansas's 500 places.
Arkansas rules behind a Cushman personal loan
These are Arkansas's sourced lending facts as they reach Cushman's 446 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
How lenders reach Cushman
At roughly 109 people per square mile, Cushman is lightly settled; 45 larger places lie within 50 miles. Whether Cushman has a local branch or not, a Arkansas-licensed lender can serve its 446 people online on the same terms. For a larger market, the closest option is Batesville, AR about 11 miles away.
Common questions
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Nearby places
- Mount Pleasant, AR — population 368
- Guion, AR — population 72
- Sidney, AR — population 197
- Batesville, AR — population 11,515
- Southside, AR — population 4,271
- Concord, AR — population 193
- Melbourne, AR — population 1,883
- Moorefield, AR — population 120