Personal loans in Great Falls, MT

Judge Great Falls offers on total cost, not on how quickly the money arrives. For the 60,422 people in Great Falls, Montana runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The 2020 count to the 2023 estimate shows about 0.1% decline in Great Falls. For a larger market, a Great Falls resident would have to travel more than 120 miles.

The Great Falls data picture

The figures below are Great Falls's own — Census population, land area and coordinates — followed by the Montana rules.

• Population: 60,422 residents; Great Falls is the 3rd-largest of 127 places in Montana (US Census Bureau, Vintage 2023).
• Population trend: Down about 0.1% from the 2020 Census base to the 2023 estimate.
• Absolute change: 51 residents lost between 2020 and 2023.
• Size percentile: about 98% of Montana's Census places are smaller than Great Falls.
• Population density: 2,612 people per square mile on 23.1 square miles of land.
• By land area: Great Falls ranks 4th among Montana's 127 places, at 23.1 sq mi.
• Water: Great Falls holds about 0.48 square miles, the 3rd-largest water area in Montana.
• Share of Montana: Great Falls holds about 10.4% of the state's population, some 60,422 people.
• National rank: Great Falls is 639th of 19,457 places nationwide.
• Growth rank: Great Falls's 2020-to-2023 change ranks 86th of 127 places in Montana.
• Against the state trend: Great Falls's 0.1% change compares with a Montana average of +3.8% across its 127 places.
• Density in Montana: Great Falls ranks 7th by people per square mile.
• Density in context: Great Falls's 2,612 people per square mile sit against a Montana median of 1,071.
• Location: it lies at 47.5025, -111.3000 in the Census Gazetteer.
• Nearest smaller towns: Belt (19 mi); Cascade (24 mi); Dutton (31 mi).
• Within a 50-mile radius: 8 smaller Census places.
• Larger places within 100 miles: 0.

How Montana law applies in Great Falls

Montana has no separate rate rule for Great Falls; the sourced rows below are what reach every lender that serves its 60,422 people.

The geography behind Great Falls

Great Falls covers about 23.1 square miles of land, with 0.48 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 2,612 people per square mile. The state's population centre of gravity, Billings, is roughly 176 miles away. Counting outward 50 miles, 0 larger communities surround Great Falls. Within the same 50 miles lie 8 smaller Census places.

Where Great Falls sits in Montana

Against Montana's other places, Great Falls accounts for about 10.4% of the state's population and ranks 3rd of 127 by size. For population change between 2020 and 2023, Great Falls ranks 86th of 127 in Montana (about the 32th percentile). By density, at about 2,612 people per square mile, it ranks 7th in Montana. By land area, its 23.1 square miles rank 4th of 127 places in Montana.

Borrowing reach in Great Falls

Great Falls is a fairly dense community of about 60,422 people, with 0 larger places inside a 50-mile radius. Lenders licensed in Montana reach Great Falls's 60,422 residents online, so the nearest branch is not what sets your APR.

What a Great Falls borrower is actually offered

Most loans made to Great Falls's 60,422 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Great Falls's rank of 3rd in Montana: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Great Falls loan but raises total interest, so the smallest payment is not the cheapest loan.