Personal loans in Belt, MT
The first question in Belt is not the rate on offer but whether the payment fits; about 523 people live here under Montana lending law. The Census estimates 523 residents in Belt, which ranks it 81st of 127 places in Montana.
From the 2020 Census base to the 2023 estimate, the population rose by about 2.3%. Every figure below is Montana's own, applied to Belt's 523 residents, with the publisher and retrieval date attached. Read the disclosure for an origination fee and any prepayment penalty before signing in Belt. A larger market lies at Great Falls, MT about 19 miles away.
Belt: population, trend and location
What follows is Belt's place in the Census record, alongside the Montana rules that govern a personal loan made here.
- Population: a Census-estimated 523, 81st among Montana's 127 places (Vintage 2023).
- Population trend: Roughly 2.3% more residents than the 2020 Census counted.
- People gained or lost: about 12 more since the 2020 base.
- Size percentile: roughly 36% of Montana's places have fewer residents than Belt's 523.
- Density: roughly 1,547 residents per square mile, spread over 0.3 sq mi of land.
- Land area: Belt covers 0.3 square miles, the 107th-largest area among Montana's 127 places.
- State share: roughly 0.1% of Montana's residents live in Belt (523 people).
- National rank: Belt sits 12,977th by population among the 19,457 places in this dataset.
- Growth rank: Belt's 2020-to-2023 change ranks 69th of 127 places in Montana.
- Versus Montana: the state average change is +3.8%, while Belt moved 2.3%.
- Density in Montana: Belt ranks 36th by people per square mile.
- Density vs Montana: Belt's 1,547 people per square mile compare with a state median of 1,071.
- Location: mapped by the US Census Bureau at 47.3872, -110.9277.
- Nearest larger cities: Great Falls (19 mi); Fort Benton (33 mi); Cascade (37 mi); Fairfield (52 mi); White Sulphur Springs (58 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Neihart (33 mi); Geraldine (34 mi); Stanford (37 mi).
- Smaller neighbours: 5 places smaller than Belt sit within 50 miles.
- Larger places within 100 miles: 18.
Before you apply in Belt
Complete these steps first when you borrow in Belt (523 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Montana licence with the regulator named above before committing.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
None of these steps is Belt-specific: the same Montana licensing and disclosure rules reach all 523 residents.
Which Montana laws govern a loan in Belt
Every row below records a Montana rule, its publisher and its retrieval date — the same rules a Belt lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Montana Division of Banking and Financial Institutions (BFID), Department of Administration Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)." | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
| Deferred deposit loan license requirement (MCA 31-1-705) | A person may not engage in or offer to engage in the business of making deferred deposit loans unless licensed by the department Source says: "A person may not engage in or offer to engage in the business of making deferred deposit loans unless licensed by the department." | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Greater of 15% or prime rate + 6 percentage points per year (written agreement); regulated lenders exempt Source says: "Parties may agree in writing to the payment of any rate of interest that does not exceed the greater of 15%" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
Belt's place among Montana's 127 places
Within Montana, Belt holds roughly 0.1% of all residents, the 81st-largest share among 127 places. On the 2020-to-2023 trend, Belt stands 69th among Montana's 127 places — roughly the 46th percentile. At about 1,547 people per square mile, Belt is the 36th most densely settled place in Montana. Within 50 miles sit 5 smaller Census places, alongside the 3 that are larger.
What shapes a Belt personal loan
With roughly 523 residents, Belt is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Belt. The term you choose in Belt decides the split between a comfortable payment and the total interest you pay.
What is available to Belt borrowers
With about 1,547 residents per square mile, Belt is moderately settled, and 3 larger Census places sit within 50 miles. Whether Belt has a local branch or not, a Montana-licensed lender can serve its 523 people online on the same terms. For a larger market, the closest option is Great Falls, MT about 19 miles away.
Common questions
What are my options in Belt if my credit is poor?
What loan size can I expect in Belt?
Do I have to pledge anything to borrow in Belt?
Does comparing loans in Belt cost me credit score points?
Nearby places
- Great Falls, MT — population 60,422
- Neihart, MT — population 40
- Fort Benton, MT — population 1,425
- Geraldine, MT — population 203
- Stanford, MT — population 410
- Cascade, MT — population 587
- White Sulphur Springs, MT — population 1,022
- Dutton, MT — population 314