Personal loans in Goshen, AR

With an estimated 2,299 residents, Goshen is the 124th-largest of 500 places in Arkansas. Rate ceilings, licensing requirements and product limits for Goshen are all set at the Arkansas level. The trend for Goshen between 2020 and 2023 is upward by roughly 9.4%. The nearest larger metro is Elkins, AR about 6 miles away.

Where Goshen stands

Most of what governs a Goshen loan is written in Arkansas law rather than in the city; the sourced notes below make that split concrete.

• Population: an estimated 2,299 residents, 124th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: Roughly 9.4% more residents than the 2020 Census counted.
• Net change: roughly 197 more people than the 2020 Census counted.
• Size percentile: bigger than about 75% of the places in Arkansas, with 2,299 residents in Goshen.
• Density: roughly 203 residents per square mile, spread over 11.3 sq mi of land.
• Land area: Goshen covers 11.3 square miles, the 52nd-largest area among Arkansas's 500 places.
• Water area rank: Goshen ranks 32nd among Arkansas's 500 places, with 0.21 sq mi.
• Within Arkansas: about 0.1% of the state's population lives in Goshen.
• National rank: Goshen sits 7,115th by population among the 19,457 places in this dataset.
• Growth rank: Goshen ranks 23rd among Arkansas's 500 places for the 2020-to-2023 change.
• Versus Arkansas: the state average change is +0.3%, while Goshen moved 9.4%.
• Density in Arkansas: Goshen ranks 376th by people per square mile.
• Density in context: Goshen's 203 people per square mile sit against a Arkansas median of 386.
• Location: 36.1025, -94.0016 (Census Gazetteer coordinates).
• Nearest larger cities: Elkins (6 mi); Fayetteville (9 mi); Johnson (10 mi); Springdale (11 mi); Lowell (14 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Hindsville (8 mi); Greenland (13 mi); Avoca (21 mi).
• Smaller neighbours: 54 places smaller than Goshen sit within 50 miles.
• At 100 miles: 100 larger Census places fall inside that radius.

Goshen on the map

The Census Gazetteer records 11.3 square miles of land and 0.21 square miles of water within Goshen. Spread across it are roughly 203 residents per square mile. The largest place in Arkansas, Little Rock, lies about 133 miles away. Goshen has 33 larger places within a 50-mile radius. The 100-mile radius contains 100 larger places.

Borrowing reach in Goshen

Goshen is lightly settled, with about 203 people per square mile and 33 larger places within 50 miles. A Arkansas licence lets a lender serve Goshen without a local office, so branch density does not change what its 2,299 residents are offered. The nearest larger city, Elkins, AR about 6 miles away.

Inside a Goshen personal loan

Most loans made to Goshen's 2,299 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Goshen can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Goshen loan but raises total interest, so the smallest payment is not the cheapest loan.

How Arkansas law applies in Goshen

This table holds the Arkansas rate and licensing rules for consumer loans made to Goshen's 2,299 residents.

Goshen in state context

Within Arkansas, Goshen holds roughly 0.1% of all residents, the 124th-largest share among 500 places. On the 2020-to-2023 trend, Goshen stands 23rd among Arkansas's 500 places — roughly the 95th percentile. Its roughly 203 residents per square mile place it 376th among Arkansas's places. The population moved by about 197 people between 2020 and 2023, a 9.4% shift.