Personal loans in Goodman, MS
State law, not city hall, decides what a lender may do to Goodman's roughly 1,181 residents, and a state regulator supervises it.
Goodman, Mississippi — home to about 1,181 people — is a small community, so the terms you are offered follow Mississippi law rather than any local rule. With 1,181 residents, Goodman outranks about 54% of the communities in Mississippi. Goodman shed about 6.3% of its population between the 2020 base and the 2023 estimate. Decide the purpose of the loan and your repayment plan before sharing any details with a Goodman lender. Borrowers who want a bigger city can look to Durant, MS about 8 miles away.
Goodman by the numbers
Goodman is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 1,181 people, a figure that places Goodman 139th among the 299 Census places in Mississippi (US Census Bureau, Vintage 2023).
- Population trend: Roughly 6.3% fewer residents than the 2020 Census counted.
- Absolute change: 80 residents lost between 2020 and 2023.
- Size percentile: about 54% of Mississippi's Census places are smaller than Goodman.
- Land and density: 0.8 square miles of land carry roughly 1,437 residents per square mile.
- By land area: Goodman ranks 259th among Mississippi's 299 places, at 0.8 sq mi.
- Share of Mississippi: Goodman holds about 0.1% of the state's population, some 1,181 people.
- National rank: Goodman sits 9,613th by population among the 19,457 places in this dataset.
- Growth rank: Goodman's 2020-to-2023 change ranks 249th of 299 places in Mississippi.
- Against the state trend: Goodman's 6.3% change compares with a Mississippi average of -2.3% across its 299 places.
- Density rank: Goodman is the 11th most densely settled place in Mississippi.
- Density vs Mississippi: Goodman's 1,437 people per square mile compare with a state median of 434.
- Location: 32.9682 / -89.9127, per the US Census Bureau Gazetteer.
- Nearest larger cities: Durant (8 mi); Lexington (13 mi); Kosciusko (20 mi); Tchula (23 mi); Canton (26 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Pickens (6 mi); Sallis (9 mi); West (18 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 25 smaller Census places.
- At 100 miles: 87 larger Census places fall inside that radius.
How lenders reach Goodman
Goodman is a moderately settled community of about 1,181 people, with 26 larger places inside a 50-mile radius. Distance to a branch rarely matters for Goodman's 1,181 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Durant, MS about 8 miles away.
Before you apply in Goodman
Complete these steps first when you borrow in Goodman (1,181 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Mississippi licence with the regulator listed on this page.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
What differs between Goodman and the rest of Mississippi is not the process but the borrower's own file, among the 1,181 people here.
Inside a Goodman personal loan
With roughly 1,181 residents, Goodman is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Goodman's 1,181 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Goodman loan but raises total interest, so the smallest payment is not the cheapest loan.
Mississippi consumer-lending rules applied in Goodman
Mississippi has no separate rate rule for Goodman; the sourced rows below are what reach every lender that serves its 1,181 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Goodman in state context
Within Mississippi, Goodman holds roughly 0.1% of all residents, the 139th-largest share among 299 places. On the 2020-to-2023 trend, Goodman stands 249th among Mississippi's 299 places — roughly the 17th percentile. By density, at about 1,437 people per square mile, it ranks 11th in Mississippi. Between 2020 and 2023 the count changed by roughly 80 residents.
Common questions
What are my options in Goodman if my credit is poor?
What loan size can I expect in Goodman?
Do I have to pledge anything to borrow in Goodman?
Does comparing loans in Goodman cost me credit score points?
Nearby places
- Pickens, MS — population 837
- Durant, MS — population 2,017
- Sallis, MS — population 128
- Lexington, MS — population 1,447
- West, MS — population 136
- Kosciusko, MS — population 6,842
- Tchula, MS — population 1,630
- Canton, MS — population 10,742