Personal loans in Durant, MS

An estimated 2,017 people make their home in Durant, a figure that ranks 96th in Mississippi. In Durant, one of 299 Census places in Mississippi, the figure to compare across lenders is the APR, not the advertised rate.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Durant shed about 9.3% of its population between the 2020 base and the 2023 estimate. Work out your debt-to-income ratio first; lenders weigh it heavily, and Durant's 2,017 residents are no exception. State law, not city hall, decides what a lender may do to Durant's roughly 2,017 residents, and a state regulator supervises it. The closest larger city is Kosciusko, MS about 16 miles away.

Durant: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Mississippi rules a lender must follow — and they are below.

How Mississippi law applies in Durant

Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Durant lender must follow.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Delayed-deposit (payday) fee caps$20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule)
Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under"
Mississippi Secretary of State (DBCF administrative regulations)
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification.
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16

What a Durant borrower is actually offered

Most loans made to Durant's 2,017 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Durant lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Durant loan is knowable in advance — unlike a revolving card balance.

What is available to Durant borrowers

Durant is a moderately settled community of about 2,017 people, with 13 larger places inside a 50-mile radius. A Mississippi licence lets a lender serve Durant without a local office, so branch density does not change what its 2,017 residents are offered. The nearest larger city, Kosciusko, MS about 16 miles away.

Durant on the map

The Census Gazetteer records 2.2 square miles of land and 0.02 square miles of water within Durant. With 2,017 residents, the land area yields roughly 900 people per square mile. The state's population centre of gravity, Jackson, is roughly 57 miles away. Counting outward 50 miles, 13 larger communities surround Durant. Within the same 50 miles lie 36 smaller Census places.

Durant in state context

Among Mississippi's 299 places, Durant sits at 96th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 290th of 299 Mississippi places, putting it near the 3th percentile for growth. Its roughly 900 residents per square mile place it 57th among Mississippi's places. The population moved by about 208 people between 2020 and 2023, a 9.3% shift.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Durant if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Durant is the same as anywhere in Mississippi.
What loan size can I expect in Durant?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Durant?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Durant cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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