Personal loans in Golden, MS

Golden is a small community of about 187 residents, and a personal loan taken out here is governed by Mississippi statute. Use the calculator on this page to price an amount and term before you commit in Golden. Which products a lender may offer to Golden's 187 residents follows from the Mississippi consumer-lending framework. The nearest larger metro is Belmont, MS about 2 miles away.

What the Census records for Golden

What follows is Golden's place in the Census record, alongside the Mississippi rules that govern a personal loan made here.

• Population: 187 — Golden ranks 271st of 299 communities in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 1.1%.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: about 9% of Mississippi's Census places are smaller than Golden.
• Population density: about 322 people per square mile (Census land area 0.6 sq mi).
• Land area rank: Golden's 0.6 square miles rank 274th of 299 places in Mississippi.
• State population share: Golden accounts for about 0.0% of everyone in Mississippi.
• National standing: Golden ranks 16,665th of 19,457 US places.
• Growth rank: Golden ranks 86th among Mississippi's 299 places for the 2020-to-2023 change.
• State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Golden's 1.1%.
• Density rank: Golden is the 201st most densely settled place in Mississippi.
• Density in context: Golden's 322 people per square mile sit against a Mississippi median of 434.
• Location: it lies at 34.4866, -88.1863 in the Census Gazetteer.
• Nearest larger cities: Belmont (2 mi); Red Bay (4 mi); Vina (10 mi); Tishomingo (11 mi); Marietta (16 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Paden (13 mi); Waterloo (31 mi); Kossuth (37 mi).
• Smaller neighbours: 7 places smaller than Golden sit within 50 miles.
• Within 100 miles: 246 places are larger than Golden.

How Golden compares across Mississippi

Among Mississippi's 299 places, Golden sits at 271st for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Golden stands 86th among Mississippi's 299 places — roughly the 71th percentile. At about 322 people per square mile, Golden is the 201st most densely settled place in Mississippi. In land area, Golden ranks 274th among Mississippi's 299 places.

The anatomy of a Golden personal loan

Golden is a small community of about 187 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Golden loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Golden loan but raises total interest, so the smallest payment is not the cheapest loan.

Land, water and location for Golden

The Census Gazetteer records about 0.6 square miles of land within Golden, with no significant water area listed. Spread across it are roughly 322 residents per square mile. The largest place in Mississippi, Jackson, lies about 190 miles away. Golden has 67 larger places within a 50-mile radius. By land area it ranks 274th of 299 Mississippi places.

The Mississippi lending rules that reach Golden

When Mississippi does not publish a figure, the row links to the source instead of inventing a number; Golden is bound by the same rules.

How lenders reach Golden

Golden is lightly settled, with about 322 people per square mile and 67 larger places within 50 miles. A Mississippi licence lets a lender serve Golden without a local office, so branch density does not change what its 187 residents are offered. For a larger market, the closest option is Belmont, MS about 2 miles away.