Personal loans in Marietta, MS
Marietta ranks 269th of 299 places in Mississippi, with a population near 195. If you are weighing a personal loan in Marietta, start from the payment you can carry; its 195 residents face the same statewide rules. Census figures put the 2020-to-2023 increase in Marietta at about 0.5%. Begin with the payment, then weigh APR and total interest across the lenders that reach Marietta's 195 residents. Rate ceilings, licensing requirements and product limits for Marietta are all set at the Mississippi level. The closest larger place is Baldwyn, MS about 10 miles away.
Borrowing in Marietta: the local picture
Marietta is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 195, ranked 269th of 299 places in Mississippi (Census Vintage 2023 subcounty estimate).
- Population trend: Growth of about 0.5% across the 2020-to-2023 comparison.
- Net change: roughly 1 more people than the 2020 Census counted.
- Size percentile: about 10% of Mississippi communities are smaller than Marietta (195 residents).
- Population density: about 110 people per square mile across 1.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Marietta's 1.8 square miles rank 183rd of 299 places in Mississippi.
- State share: roughly 0.0% of Mississippi's residents live in Marietta (195 people).
- National rank: Marietta is the 16,568th most populous of the 19,457 Census places covered here.
- Growth rank: Marietta ranks 49th among Mississippi's 299 places for the 2020-to-2023 change.
- Against the state trend: Marietta's 0.5% change compares with a Mississippi average of -2.3% across its 299 places.
- Density rank: Marietta is the 276th most densely settled place in Mississippi.
- Density vs Mississippi: Marietta's 110 people per square mile compare with a state median of 434.
- Location: it lies at 34.5000, -88.4726 in the Census Gazetteer.
- Nearest larger cities: Baldwyn (10 mi); Guntown (12 mi); Mantachie (12 mi); Booneville (13 mi); Belmont (15 mi). Lenders licensed in the state serve Marietta whether or not they keep a local branch.
- Nearest smaller places: Golden (16 mi); Paden (16 mi); Kossuth (27 mi).
- Smaller places within 50 miles: 6 of them.
- Larger places within 100 miles: 239.
Lender access in Marietta
At roughly 110 people per square mile, Marietta is lightly settled; 68 larger places lie within 50 miles. Lenders licensed in Mississippi reach Marietta's 195 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Baldwyn, MS about 10 miles away.
What Mississippi law requires in Marietta
When Mississippi does not publish a figure, the row links to the source instead of inventing a number; Marietta is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.) Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Small loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105) Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Marietta's place among Mississippi's 299 places
Set beside Mississippi's 299 places, Marietta ranks 269th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Marietta stands 49th among Mississippi's 299 places — roughly the 84th percentile. Its roughly 110 residents per square mile place it 276th among Mississippi's places. The population moved by about 1 people between 2020 and 2023, a 0.5% shift.
A practical checklist for Marietta borrowers
For Marietta's roughly 195 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Mississippi licence by checking the regulator named above.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
None of these steps is Marietta-specific: the same Mississippi licensing and disclosure rules reach all 195 residents.
What a Marietta borrower is actually offered
A Marietta personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 195 residents. A lender serving Marietta's 195 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Marietta loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Baldwyn, MS — population 3,066
- Mantachie, MS — population 1,140
- Booneville, MS — population 9,081
- Guntown, MS — population 2,427
- Fulton, MS — population 4,534
- Saltillo, MS — population 4,955
- Belmont, MS — population 1,815
- Paden, MS — population 102