Personal loans in Gilman, WI
Gilman is a small community in Wisconsin, with an estimated 379 residents, and every licensed lender here follows the same state rulebook. With 379 residents, Gilman outranks about 15% of the communities in Wisconsin.
Population in Gilman dropped about 0.3% over the three years from 2020 to 2023. To lend to Gilman's 379 residents, a company must hold a Wisconsin licence, and each sourced row below names the regulator behind it. If debt is already a strain, a nonprofit credit counsellor can help Gilman residents before they take on more. Borrowers who want a bigger city can look to Thorp, WI about 14 miles away.
What the Census records for Gilman
Most of what governs a Gilman loan is written in Wisconsin law rather than in the city; the sourced notes below make that split concrete.
- Population: 379 people, a figure that places Gilman 513th among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 0.3% between 2020 and 2023.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: about 15% of Wisconsin communities are smaller than Gilman (379 residents).
- Population density: 162 people per square mile on 2.3 square miles of land.
- Land area rank: Gilman's 2.3 square miles rank 281st of 605 places in Wisconsin.
- Within Wisconsin: about 0.0% of the state's population lives in Gilman.
- National rank: Gilman is 14,294th of 19,457 places nationwide.
- Growth rank: Gilman's 2020-to-2023 change ranks 304th of 605 places in Wisconsin.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Gilman's 0.3%.
- Density in Wisconsin: Gilman ranks 564th by people per square mile.
- Against the state median: Gilman runs about 162 residents per square mile, where the Wisconsin median is 800.
- Location: coordinates 45.1662, -90.8072 (US Census Bureau Gazetteer).
- Nearest larger cities: Thorp (14 mi); Stanley (16 mi); Cornell (17 mi); Withee (18 mi); Boyd (19 mi). Online lenders reach Gilman no matter how far the nearest branch is.
- Smaller places nearby: Lublin (8 mi); Sheldon (12 mi); Conrath (19 mi).
- Within a 50-mile radius: 18 smaller Census places.
- At 100 miles: 194 larger Census places fall inside that radius.
How personal loans work in Gilman
Gilman is a small community of about 379 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Gilman's 379 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Gilman loan but raises total interest, so the smallest payment is not the cheapest loan.
Gilman in state context
Against Wisconsin's other places, Gilman accounts for about 0.0% of the state's population and ranks 513th of 605 by size. Its 2020-to-2023 change ranks 304th of 605 Wisconsin places, putting it near the 50th percentile for growth. At about 162 people per square mile, Gilman is the 564th most densely settled place in Wisconsin. Between 2020 and 2023 the count changed by roughly 1 residents.
Where Gilman sits
The Census Gazetteer records about 2.3 square miles of land within Gilman, with no significant water area listed. The resulting density is about 162 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 202 miles away. A 50-mile radius around Gilman takes in 44 places that are larger. The 100-mile radius contains 194 larger places.
How Wisconsin law applies in Gilman
The rows below set out what a licensed lender must follow in Wisconsin, and so for Gilman's roughly 379 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
What is available to Gilman borrowers
With about 162 residents per square mile, Gilman is lightly settled, and 44 larger Census places sit within 50 miles. Whether Gilman has a local branch or not, a Wisconsin-licensed lender can serve its 379 people online on the same terms. The nearest larger city, Thorp, WI about 14 miles away.
Common questions
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Nearby places
- Lublin, WI — population 115
- Thorp, WI — population 1,775
- Sheldon, WI — population 252
- Stanley, WI — population 3,798
- Withee, WI — population 500
- Boyd, WI — population 615
- Conrath, WI — population 88
- Owen, WI — population 907