Personal loans in Fulshear, TX
Population in Fulshear climbed about 156.1% over the three years from 2020 to 2023. With roughly 42,616 residents, Fulshear is a smaller city, and the lending rules its borrowers live under are written in Texas, not by the city.
At about 42,616 residents, Fulshear is larger than roughly 93% of the places in Texas. For a bigger market, look to Sugar Land, TX about 17 miles away. Every figure below is Texas's own, applied to Fulshear's 42,616 residents, with the publisher and retrieval date attached. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Fulshear loan.
The Fulshear data picture
What follows is Fulshear's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: the Census counts 42,616 residents in Fulshear (Vintage 2023 subcounty estimate), the 84th-largest figure among Texas's 1,224 places.
- Population trend: Up about 156.1% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 25,975 more since the 2020 base.
- Size percentile: with 42,616 residents, Fulshear is larger than about 93% of Texas's Census places.
- Population density: about 3,297 people per square mile across 12.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Fulshear's 12.9 square miles rank 170th of 1,224 places in Texas.
- Water: Fulshear holds about 0.09 square miles, the 243rd-largest water area in Texas.
- State population share: Fulshear accounts for about 0.2% of everyone in Texas.
- National rank: Fulshear sits 941st by population among the 19,457 places in this dataset.
- Growth in Texas: Fulshear stands 6th by percentage change from 2020 to 2023, among 1,224 places.
- Against the state trend: Fulshear's 156.1% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Fulshear places 59th among Texas's places by people per square mile.
- Density vs Texas: Fulshear's 3,297 people per square mile compare with a state median of 840.
- Location: the Census Gazetteer records it at 29.6924, -95.8866.
- Nearest larger cities: Sugar Land (17 mi); Missouri City (23 mi); Houston (31 mi); Pearland (35 mi); Pasadena (44 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places nearby: Weston Lakes (4 mi); Simonton (5 mi); Brookshire (7 mi).
- Smaller places within 50 miles: 79 of them.
- At 100 miles: 14 larger Census places fall inside that radius.
Texas rules behind a Fulshear personal loan
When Texas does not publish a figure, the row links to the source instead of inventing a number; Fulshear is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How lenders reach Fulshear
Fulshear is a fairly dense community of about 42,616 people, with 6 larger places inside a 50-mile radius. Whether Fulshear has a local branch or not, a Texas-licensed lender can serve its 42,616 people online on the same terms. For a larger market, the closest option is Sugar Land, TX about 17 miles away.
The anatomy of a Fulshear personal loan
With roughly 42,616 residents, Fulshear is a smaller city; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Fulshear can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Fulshear loan but raises total interest, so the smallest payment is not the cheapest loan.
Fulshear in state context
Fulshear is the 84th-largest of 1,224 Census places in Texas and contains about 0.2% of the state's people. On the 2020-to-2023 trend, Fulshear stands 6th among Texas's 1,224 places — roughly the 100th percentile. At about 3,297 people per square mile, Fulshear is the 59th most densely settled place in Texas. Between 2020 and 2023 the count changed by roughly 25,975 residents.
Steps to take before a Fulshear loan
Complete these steps first when you borrow in Fulshear (42,616 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Texas licence by checking the regulator named above.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
In Fulshear as elsewhere in Texas, the written terms — not the advertisement — are what count for its 42,616 residents.
Common questions
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Nearby places
- Weston Lakes, TX — population 4,338
- Simonton, TX — population 659
- Katy, TX — population 26,360
- Brookshire, TX — population 5,667
- Orchard, TX — population 323
- Pattison, TX — population 624
- Rosenberg, TX — population 41,104
- Brazos Country, TX — population 511