Personal loans in Freeport, TX

Use the calculator on this page to price an amount and term before you commit in Freeport. State law, not city hall, decides what a lender may do to Freeport's roughly 10,550 residents, and a state regulator supervises it. Census figures put the 2020-to-2023 decrease in Freeport at about 1.4%. Borrowers who want a bigger city can look to Clute, TX about 6 miles away.

Freeport by the numbers

Set out below is Freeport's local context next to the state-level rules that reach every lender here.

• Population: an estimated 10,550 residents, 236th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 1.4% across the 2020-to-2023 comparison.
• People gained or lost: about 145 fewer since the 2020 base.
• Size percentile: Freeport's 10,550 people outrank roughly 81% of the places in Texas.
• Land and density: 15.4 square miles of land carry roughly 685 residents per square mile.
• By land area: Freeport ranks 149th among Texas's 1,224 places, at 15.4 sq mi.
• Water area: Freeport has 2.30 square miles of water, ranking 40th of 1,224 places in Texas.
• Share of state population: Freeport's 10,550 residents are about 0.0% of Texas.
• National rank: Freeport is the 3,034th most populous of the 19,457 Census places covered here.
• Growth rank: Freeport ranks 998th among Texas's 1,224 places for the 2020-to-2023 change.
• Versus Texas: the state average change is +6.5%, while Freeport moved 1.4%.
• Density rank: Freeport is the 736th most densely settled place in Texas.
• Density vs Texas: Freeport's 685 people per square mile compare with a state median of 840.
• Location: 28.9433 / -95.3561, per the US Census Bureau Gazetteer.
• Nearest larger cities: Clute (6 mi); Lake Jackson (9 mi); Angleton (16 mi); Galveston (29 mi); Alvin (34 mi). Living near a larger metro rarely changes what is available in Freeport.
• Nearest smaller towns: Quintana (2 mi); Oyster Creek (4 mi); Surfside Beach (4 mi) — useful context for the surrounding area.
• Smaller neighbours: 30 places smaller than Freeport sit within 50 miles.
• At 100 miles: 38 larger Census places fall inside that radius.

Freeport on the map

Freeport covers about 15.4 square miles of land, with 2.30 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 685 residents per square mile. For the state's biggest city, Houston, the distance is roughly 58 miles. Within 50 miles of Freeport there are 19 larger Census places. Within the same 50 miles lie 30 smaller Census places.

Inside a Freeport personal loan

With roughly 10,550 residents, Freeport is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Freeport can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Freeport loan but raises total interest, so the smallest payment is not the cheapest loan.

Lender access in Freeport

Freeport is moderately settled, with about 685 people per square mile and 19 larger places within 50 miles. Whether Freeport has a local branch or not, a Texas-licensed lender can serve its 10,550 people online on the same terms. For a larger market, the closest option is Clute, TX about 6 miles away.

How Texas law applies in Freeport

Read the table as a lender's compliance picture for Freeport: the rule, the sourced figure, the publisher and the date.

Freeport's place among Texas's 1,224 places

Set beside Texas's 1,224 places, Freeport ranks 236th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 998th of 1,224 Texas places, putting it near the 18th percentile for growth. At about 685 people per square mile, Freeport is the 736th most densely settled place in Texas. Within 50 miles sit 30 smaller Census places, alongside the 19 that are larger.