Personal loans in Brazoria, TX
Census figures put the 2020-to-2023 decrease in Brazoria at about 0.6%. The Census counts 2,853 people in Brazoria, the 507th-largest figure among Texas's 1,224 places.
A lender serving Brazoria holds a Texas licence and answers to a Texas regulator; no city office is involved for its 2,853 residents. Decide the purpose of the loan and your repayment plan before sharing any details with a Brazoria lender. Consumer lending that reaches Brazoria's 2,853 residents is governed by Texas statute; no city ordinance changes it. Borrowers who want a bigger city can look to Lake Jackson, TX about 7 miles away.
Brazoria: the sourced local profile
Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.
- Population: 2,853 people, a figure that places Brazoria 507th among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 0.6% from 2020 to 2023.
- Absolute change: 17 residents lost between 2020 and 2023.
- Size percentile: Brazoria sits ahead of around 59% of Texas places, at 2,853 people.
- Population density: 1,079 people per square mile on 2.6 square miles of land.
- Land area rank: Brazoria's 2.6 square miles rank 567th of 1,224 places in Texas.
- Within Texas: about 0.0% of the state's population lives in Brazoria.
- National rank: Brazoria sits 6,430th by population among the 19,457 places in this dataset.
- Growth rank: Brazoria's 2020-to-2023 change ranks 932nd of 1,224 places in Texas.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Brazoria's 0.6%.
- Density rank: Brazoria is the 465th most densely settled place in Texas.
- Against the state median: Brazoria runs about 1,079 residents per square mile, where the Texas median is 840.
- Location: latitude 29.0447, longitude -95.5647 (Census Gazetteer).
- Nearest larger cities: Lake Jackson (7 mi); Sweeny (8 mi); West Columbia (8 mi); Richwood (10 mi); Clute (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities within reach: Jones Creek (8 mi); Bailey's Prairie (8 mi); Holiday Lakes (12 mi).
- Smaller neighbours: 26 places smaller than Brazoria sit within 50 miles.
- Larger places within 100 miles: 80.
Borrowing reach in Brazoria
At roughly 1,079 people per square mile, Brazoria is moderately settled; 42 larger places lie within 50 miles. Lenders licensed in Texas reach Brazoria's 2,853 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Lake Jackson, TX about 7 miles away.
Before you apply in Brazoria
A sensible order of operations for a loan in Brazoria, home to about 2,853 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Texas regulator's records to confirm the lender is licensed here.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
What differs between Brazoria and the rest of Texas is not the process but the borrower's own file, among the 2,853 people here.
How Brazoria compares across Texas
Brazoria is the 507th-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Brazoria stands 932nd among Texas's 1,224 places — roughly the 24th percentile. By density, at about 1,079 people per square mile, it ranks 465th in Texas. In land area, Brazoria ranks 567th among Texas's 1,224 places.
The geography behind Brazoria
Brazoria covers about 2.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,079 residents per square mile. The largest place in Texas, Houston, lies about 52 miles away. A 50-mile radius around Brazoria takes in 42 places that are larger. Within the same 50 miles lie 26 smaller Census places.
Texas rules behind a Brazoria personal loan
When Texas does not publish a figure, the row links to the source instead of inventing a number; Brazoria is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Common questions
What are my options in Brazoria if my credit is poor?
What loan size can I expect in Brazoria?
Do I have to pledge anything to borrow in Brazoria?
Does comparing loans in Brazoria cost me credit score points?
Nearby places
- Lake Jackson, TX — population 27,768
- Jones Creek, TX — population 1,958
- Bailey's Prairie, TX — population 788
- West Columbia, TX — population 3,616
- Sweeny, TX — population 3,570
- Richwood, TX — population 4,789
- Clute, TX — population 10,704
- Holiday Lakes, TX — population 1,053