Personal loans in Franklin, WV

The Franklin data picture

Franklin is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 468 people, a figure that places Franklin 153rd among the 230 Census places in West Virginia (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 3.9% from 2020 to 2023.
• People gained or lost: about 19 fewer since the 2020 base.
• Size percentile: roughly 33% of West Virginia places rank below Franklin.
• Density: the Census land area of 0.6 sq mi holds about 833 people per square mile.
• Land area rank: Franklin's 0.6 square miles rank 146th of 230 places in West Virginia.
• Share of West Virginia: Franklin holds about 0.1% of the state's population, some 468 people.
• Nationally: Franklin is the 13,436th-largest of 19,457 Census places in the dataset.
• Growth in West Virginia: Franklin stands 147th by percentage change from 2020 to 2023, among 230 places.
• Against the state trend: Franklin's 3.9% change compares with a West Virginia average of -3.0% across its 230 places.
• Density rank: Franklin is the 143rd most densely settled place in West Virginia.
• Density in context: Franklin's 833 people per square mile sit against a West Virginia median of 1,021.
• Location: 38.6453 / -79.3333, per the US Census Bureau Gazetteer.
• Nearest larger cities: Dayton (26 mi); Petersburg (27 mi); Bridgewater (27 mi); Harrisonburg (29 mi); Broadway (29 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Monterey (21 mi); Harman (22 mi); Durbin (28 mi).
• Within a 50-mile radius: 13 smaller Census places.
• At 100 miles: 142 larger Census places fall inside that radius.

What is available to Franklin borrowers

With about 833 residents per square mile, Franklin is moderately settled, and 26 larger Census places sit within 50 miles. Distance to a branch rarely matters for Franklin's 468 residents: the application is online and the price follows your credit file. The nearest larger city, Dayton, VA about 26 miles away.

A practical checklist for Franklin borrowers

Before you hand your details to a lender in Franklin, where the population is near 468:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the West Virginia regulator's licence records before you sign.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Look for an origination fee or prepayment penalty in the written disclosure.

In Franklin as elsewhere in West Virginia, the written terms — not the advertisement — are what count for its 468 residents.

How West Virginia law applies in Franklin

For the roughly 468 residents of Franklin, the rules below are West Virginia's own; each row carries its publisher and retrieval date.

Land, water and location for Franklin

Inside Franklin's boundaries lie about 0.6 square miles of land, with no significant water area recorded. The resulting density is about 833 people per square mile. For the state's biggest city, Charleston, the distance is roughly 126 miles. Franklin has 26 larger places within a 50-mile radius. The 100-mile radius contains 142 larger places.

Franklin's place among West Virginia's 230 places

Within West Virginia, Franklin holds roughly 0.1% of all residents, the 153rd-largest share among 230 places. Its 2020-to-2023 change ranks 147th of 230 West Virginia places, putting it near the 36th percentile for growth. At about 833 people per square mile, Franklin is the 143rd most densely settled place in West Virginia. By land area, its 0.6 square miles rank 146th of 230 places in West Virginia.