Personal loans in Fouke, AR
Census figures put the 2020-to-2023 decrease in Fouke at about 0.2%. Fouke is home to roughly 813 people and stands 200th by size out of 500 Census places in Arkansas.
The roughly 813 people who live in Fouke borrow under Arkansas rules; city hall sets no personal-loan rate. Pull your credit reports and line up at least three offers before you apply from Fouke. A single loan can carry different costs on either side of a state line, and Fouke sits on the Arkansas side of that line. The closest larger place is Texarkana, AR about 13 miles away.
Local context for Fouke
Read the local figures below as context; read the sourced Arkansas table as the rulebook a lender here must follow.
- Population: 813 people, a figure that places Fouke 200th among the 500 Census places in Arkansas (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 0.2%.
- Absolute change: 2 residents lost between 2020 and 2023.
- Size percentile: about 60% of Arkansas's Census places are smaller than Fouke.
- Population density: 600 people per square mile on 1.4 square miles of land.
- Land area: Fouke covers 1.4 square miles, the 302nd-largest area among Arkansas's 500 places.
- Within Arkansas: about 0.0% of the state's population lives in Fouke.
- Nationally: Fouke is the 11,112th-largest of 19,457 Census places in the dataset.
- Growth rank: Fouke ranks 251st among Arkansas's 500 places for the 2020-to-2023 change.
- Versus Arkansas: the state average change is +0.3%, while Fouke moved 0.2%.
- Density rank: Fouke is the 154th most densely settled place in Arkansas.
- Density vs Arkansas: Fouke's 600 people per square mile compare with a state median of 386.
- Location: 33.2622 / -93.8852, per the US Census Bureau Gazetteer.
- Nearest larger cities: Texarkana (13 mi); Texarkana (17 mi); Queen City (17 mi); Wake Village (18 mi); Lewisville (19 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Garland (12 mi); Domino (13 mi); Bloomburg (13 mi), each with its own Census population profile.
- Smaller places within 50 miles: 43 of them.
- Larger places within 100 miles: 105.
Lender access in Fouke
With about 600 residents per square mile, Fouke is moderately settled, and 34 larger Census places sit within 50 miles. Whether Fouke has a local branch or not, a Arkansas-licensed lender can serve its 813 people online on the same terms. The nearest bigger place is Texarkana, AR about 13 miles away.
Which Arkansas laws govern a loan in Fouke
This table holds the Arkansas rate and licensing rules for consumer loans made to Fouke's 813 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
The Fouke borrowing checklist
These steps shape the offer you get in Fouke, a place of about 813 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Arkansas licence with the regulator listed on this page.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
What differs between Fouke and the rest of Arkansas is not the process but the borrower's own file, among the 813 people here.
Where Fouke sits in Arkansas
Among Arkansas's 500 places, Fouke sits at 200th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Fouke ranks 251st of 500 in Arkansas (about the 50th percentile). Its roughly 600 residents per square mile place it 154th among Arkansas's places. The population moved by about 2 people between 2020 and 2023, a 0.2% shift.
Where Fouke sits
Fouke covers about 1.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 600 residents per square mile. Little Rock, the largest place in Arkansas, is about 134 miles from Fouke. Fouke has 34 larger places within a 50-mile radius. The 100-mile radius contains 105 larger places.
Common questions
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Nearby places
- Garland, AR — population 196
- Texarkana, AR — population 29,223
- Bloomburg, TX — population 329
- Domino, TX — population 79
- Ida, LA — population 209
- Texarkana, TX — population 35,741
- Bradley, AR — population 394
- Queen City, TX — population 1,400