Personal loans in Bloomburg, TX
With an estimated 329 residents, Bloomburg is the 1,077th-largest of 1,224 places in Texas. If you are weighing a personal loan in Bloomburg, start from the payment you can carry; its 329 residents face the same statewide rules.
Begin with the payment, then weigh APR and total interest across the lenders that reach Bloomburg's 329 residents. Lenders active in Bloomburg report to a Texas supervisor, identified in the sourced rows below. Bloomburg added about 2.5% to its population between the 2020 base and the 2023 estimate. A larger market lies at Queen City, TX about 6 miles away.
Local context for Bloomburg
The figures below are Bloomburg's own — Census population, land area and coordinates — followed by the Texas rules.
- Population: an estimated 329 residents, 1,077th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 2.5% from 2020 to 2023.
- Absolute change: 8 residents added between 2020 and 2023.
- Size percentile: about 12% of Texas's Census places are smaller than Bloomburg.
- Land and density: 1.0 square miles of land carry roughly 327 residents per square mile.
- By land area: Bloomburg ranks 1,011th among Texas's 1,224 places, at 1.0 sq mi.
- State population share: Bloomburg accounts for about 0.0% of everyone in Texas.
- Nationally: Bloomburg is the 14,798th-largest of 19,457 Census places in the dataset.
- Growth rank: Bloomburg ranks 607th among Texas's 1,224 places for the 2020-to-2023 change.
- Versus Texas: the state average change is +6.5%, while Bloomburg moved 2.5%.
- Density in Texas: Bloomburg ranks 1,023rd by people per square mile.
- Density in context: Bloomburg's 327 people per square mile sit against a Texas median of 840.
- Location: 33.1378, -94.0591 (US Census Bureau Gazetteer).
- Nearest larger cities: Queen City (6 mi); Atlanta (7 mi); Fouke (13 mi); Vivian (19 mi); Redwater (19 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Domino (9 mi); Rodessa (12 mi); Ida (13 mi).
- Smaller places within 50 miles: 23 of them.
- At 100 miles: 170 larger Census places fall inside that radius.
Where Bloomburg sits in Texas
Set beside Texas's 1,224 places, Bloomburg ranks 1,077th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Bloomburg stands 607th among Texas's 1,224 places — roughly the 50th percentile. At about 327 people per square mile, Bloomburg is the 1,023rd most densely settled place in Texas. By land area, its 1.0 square miles rank 1,011th of 1,224 places in Texas.
Land, water and location for Bloomburg
Bloomburg covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 327 residents per square mile. The state's population centre of gravity, Houston, is roughly 244 miles away. Counting outward 50 miles, 48 larger communities surround Bloomburg. The 100-mile radius contains 170 larger places.
Getting a loan in Bloomburg
With about 327 residents per square mile, Bloomburg is lightly settled, and 48 larger Census places sit within 50 miles. A Texas licence lets a lender serve Bloomburg without a local office, so branch density does not change what its 329 residents are offered. The nearest bigger place is Queen City, TX about 6 miles away.
The Bloomburg borrowing checklist
These steps shape the offer you get in Bloomburg, a place of about 329 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a Texas licence by checking the regulator named above.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
None of these steps is Bloomburg-specific: the same Texas licensing and disclosure rules reach all 329 residents.
Which Texas laws govern a loan in Bloomburg
Texas has no separate rate rule for Bloomburg; the sourced rows below are what reach every lender that serves its 329 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Common questions
What are my options in Bloomburg if my credit is poor?
What loan size can I expect in Bloomburg?
Do I have to pledge anything to borrow in Bloomburg?
Does comparing loans in Bloomburg cost me credit score points?
Nearby places
- Queen City, TX — population 1,400
- Atlanta, TX — population 5,421
- Domino, TX — population 79
- Rodessa, LA — population 183
- Fouke, AR — population 813
- Ida, LA — population 209
- Vivian, LA — population 2,942
- Wake Village, TX — population 5,808