Personal loans in Fort Gay, WV

The Fort Gay data picture

Here is the sourced Census picture for Fort Gay, plus the West Virginia lending rules that apply to a loan taken out here.

• Population: an estimated 661 residents, 133rd of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 2.5% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 17 residents.
• Size percentile: bigger than about 42% of the places in West Virginia, with 661 residents in Fort Gay.
• Density: the Census land area of 0.8 sq mi holds about 801 people per square mile.
• By land area: Fort Gay ranks 120th among West Virginia's 230 places, at 0.8 sq mi.
• Water: Fort Gay holds about 0.05 square miles, the 62nd-largest water area in West Virginia.
• Within West Virginia: about 0.1% of the state's population lives in Fort Gay.
• National rank: Fort Gay sits 12,037th by population among the 19,457 places in this dataset.
• Growth in West Virginia: Fort Gay stands 90th by percentage change from 2020 to 2023, among 230 places.
• Versus West Virginia: the state average change is -3.0%, while Fort Gay moved 2.5%.
• Density rank: Fort Gay is the 150th most densely settled place in West Virginia.
• Density in context: Fort Gay's 801 people per square mile sit against a West Virginia median of 1,021.
• Location: 38.1222, -82.5913 (Census Gazetteer coordinates).
• Nearest larger cities: Louisa (1 mi); Wayne (11 mi); Ceredo (19 mi); Kenova (19 mi); Catlettsburg (20 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller places: Blaine (15 mi); Inez (18 mi); Warfield (22 mi).
• Within a 50-mile radius: 21 smaller Census places.
• Larger places within 100 miles: 166.

Where Fort Gay sits in West Virginia

Among West Virginia's 230 places, Fort Gay sits at 133rd for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Fort Gay ranks 90th of 230 in West Virginia (about the 61th percentile). Its roughly 801 residents per square mile place it 150th among West Virginia's places. Within 50 miles sit 21 smaller Census places, alongside the 46 that are larger.

The Fort Gay borrowing checklist

Before you apply in Fort Gay, a community of about 661, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's West Virginia licence with the regulator listed on this page.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

The process is identical across West Virginia; what changes is your credit file, not the fact that Fort Gay holds 661 people.

Getting a loan in Fort Gay

With about 801 residents per square mile, Fort Gay is moderately settled, and 46 larger Census places sit within 50 miles. A West Virginia licence lets a lender serve Fort Gay without a local office, so branch density does not change what its 661 residents are offered. The nearest bigger place is Louisa, KY about 1 miles away.

The state rulebook for Fort Gay

When West Virginia does not publish a figure, the row links to the source instead of inventing a number; Fort Gay is bound by the same rules.

The geography behind Fort Gay

Fort Gay covers about 0.8 square miles of land, with 0.05 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 801 people per square mile. For the state's biggest city, Charleston, the distance is roughly 54 miles. Fort Gay has 46 larger places within a 50-mile radius. Within the same 50 miles lie 21 smaller Census places.