Personal loans in Forsyth, MT
Personal loans in Forsyth are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,616 population. With 1,616 residents, Forsyth outranks about 65% of the communities in Montana.
Census figures put the 2020-to-2023 decrease in Forsyth at about 2.3%. A single loan can carry different costs on either side of a state line, and Forsyth sits on the Montana side of that line. Use the calculator on this page to price an amount and term before you commit in Forsyth. The nearest larger metro is Colstrip, MT about 26 miles away.
Forsyth: the sourced local profile
The figures below are Forsyth's own — Census population, land area and coordinates — followed by the Montana rules.
- Population: about 1,616 people live here, which puts Forsyth 44th of 127 Census places in Montana (Vintage 2023).
- Population trend: Roughly 2.3% fewer residents than the 2020 Census counted.
- Absolute change: 38 residents lost between 2020 and 2023.
- Size percentile: with 1,616 residents, Forsyth is larger than about 65% of Montana's Census places.
- Population density: about 1,404 people per square mile (Census land area 1.2 sq mi).
- Land area: Forsyth covers 1.2 square miles, the 49th-largest area among Montana's 127 places.
- Water area: Forsyth has 0.02 square miles of water, ranking 25th of 127 places in Montana.
- Within Montana: about 0.3% of the state's population lives in Forsyth.
- National rank: Forsyth sits 8,428th by population among the 19,457 places in this dataset.
- Growth in Montana: Forsyth stands 111th by percentage change from 2020 to 2023, among 127 places.
- State comparison: Montana's places average +3.8% for 2020-to-2023, against Forsyth's 2.3%.
- Density rank: Forsyth places 43rd among Montana's places by people per square mile.
- Density vs Montana: Forsyth's 1,404 people per square mile compare with a state median of 1,071.
- Location: 46.2679, -106.6726 (US Census Bureau Gazetteer).
- Nearest larger cities: Colstrip (26 mi); Miles City (41 mi); Hardin (58 mi); Roundup (90 mi); Billings (96 mi). Larger metros often have more branches, but online lenders reach Forsyth on the same terms.
- Smaller places close by: Hysham (27 mi); Melstone (61 mi); Jordan (74 mi).
- Within a 50-mile radius: 1 smaller Census places.
- Within 100 miles: 5 places are larger than Forsyth.
A pre-application checklist for Forsyth
Before you apply in Forsyth, a community of about 1,616, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Montana licence with the regulator named above before committing.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
In Forsyth as elsewhere in Montana, the written terms — not the advertisement — are what count for its 1,616 residents.
Forsyth in state context
Within Montana, Forsyth holds roughly 0.3% of all residents, the 44th-largest share among 127 places. Its 2020-to-2023 change ranks 111th of 127 Montana places, putting it near the 13th percentile for growth. At about 1,404 people per square mile, Forsyth is the 43rd most densely settled place in Montana. Within 50 miles sit 1 smaller Census places, alongside the 2 that are larger.
Which Montana laws govern a loan in Forsyth
Below are the Montana rules that apply to a loan made in Forsyth, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Montana Division of Banking and Financial Institutions (BFID), Department of Administration Source says: "The Montana Division of Banking and Financial Institutions (Division) does all of its licensing through the Nationwide Multistate Licensing System (NMLS)." | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must be licensed; fee capped at 36% per annum Source says: "A licensee may not charge a fee for making or carrying each deferred deposit loan authorized by this part that exceeds 36% per annum" | Montana Legislative Services Division (Montana Code Annotated) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required under the Montana Consumer Loan Act (32-5-101); licensing through NMLS Source says: "A consumer loan license is needed to engage in business as defined in the Montana Consumer Loan Act" | Montana Department of Administration, Division of Banking and Financial Institutions as of 2026-09-16 |
Forsyth: area, density and distance
The Census Gazetteer records 1.2 square miles of land and 0.02 square miles of water within Forsyth. The resulting density is about 1,404 people per square mile. For the state's biggest city, Billings, the distance is roughly 96 miles. Counting outward 50 miles, 2 larger communities surround Forsyth. Within the same 50 miles lie 1 smaller Census places.
What is available to Forsyth borrowers
At roughly 1,404 people per square mile, Forsyth is moderately settled; 2 larger places lie within 50 miles. Distance to a branch rarely matters for Forsyth's 1,616 residents: the application is online and the price follows your credit file. The nearest bigger place is Colstrip, MT about 26 miles away.
Common questions
What are my options in Forsyth if my credit is poor?
What loan size can I expect in Forsyth?
Do I have to pledge anything to borrow in Forsyth?
Does comparing loans in Forsyth cost me credit score points?
Nearby places
- Colstrip, MT — population 2,055
- Hysham, MT — population 278
- Miles City, MT — population 8,438
- Hardin, MT — population 3,709
- Jordan, MT — population 365
- Lodge Grass, MT — population 429
- Melstone, MT — population 145
- Ranchester, WY — population 1,168