Personal loans in Fontana-on-Geneva Lake, WI
The trend for Fontana-on-Geneva Lake between 2020 and 2023 is upward by roughly 1.1%. The roughly 1,890 people who live in Fontana-on-Geneva Lake borrow under Wisconsin rules; city hall sets no personal-loan rate.
Fontana-on-Geneva Lake is home to roughly 1,890 people and stands 265th by size out of 605 Census places in Wisconsin. Borrowers who want a bigger city can look to Walworth, WI about 2 miles away. Lenders active in Fontana-on-Geneva Lake report to a Wisconsin supervisor, identified in the sourced rows below. Read the disclosure for an origination fee and any prepayment penalty before signing in Fontana-on-Geneva Lake.
The Fontana-on-Geneva Lake data picture
Two layers matter for a Fontana-on-Geneva Lake borrower: the local population picture and Wisconsin's consumer-lending statutes.
- Population: 1,890 residents; Fontana-on-Geneva Lake is the 265th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 1.1% between 2020 and 2023.
- Absolute change: 20 residents added between 2020 and 2023.
- Size percentile: about 56% of Wisconsin communities are smaller than Fontana-on-Geneva Lake (1,890 residents).
- Density: the Census land area of 3.4 sq mi holds about 563 people per square mile.
- Land area: Fontana-on-Geneva Lake covers 3.4 square miles, the 208th-largest area among Wisconsin's 605 places.
- Water area rank: Fontana-on-Geneva Lake ranks 259th among Wisconsin's 605 places, with 0.04 sq mi.
- State population share: Fontana-on-Geneva Lake accounts for about 0.0% of everyone in Wisconsin.
- Nationally: Fontana-on-Geneva Lake is the 7,839th-largest of 19,457 Census places in the dataset.
- Growth rank: Fontana-on-Geneva Lake's 2020-to-2023 change ranks 158th of 605 places in Wisconsin.
- Versus Wisconsin: the state average change is +0.4%, while Fontana-on-Geneva Lake moved 1.1%.
- Density rank: Fontana-on-Geneva Lake places 392nd among Wisconsin's places by people per square mile.
- Against the state median: Fontana-on-Geneva Lake runs about 563 residents per square mile, where the Wisconsin median is 800.
- Location: 42.5443 / -88.5693, per the US Census Bureau Gazetteer.
- Nearest larger cities: Walworth (2 mi); Williams Bay (3 mi); Delavan (7 mi); Lake Geneva (8 mi); Harvard (8 mi). Larger metros often have more branches, but online lenders reach Fontana-on-Geneva Lake on the same terms.
- Smaller places close by: Darien (8 mi); Hebron (9 mi); Sharon (9 mi).
- Smaller neighbours: 55 places smaller than Fontana-on-Geneva Lake sit within 50 miles.
- Within 100 miles: 462 places are larger than Fontana-on-Geneva Lake.
How Wisconsin law applies in Fontana-on-Geneva Lake
Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Fontana-on-Geneva Lake lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
How a Fontana-on-Geneva Lake personal loan is priced
In Fontana-on-Geneva Lake, a small community of about 1,890, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Fontana-on-Geneva Lake can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Fontana-on-Geneva Lake loan is knowable in advance — unlike a revolving card balance.
Fontana-on-Geneva Lake on the map
Fontana-on-Geneva Lake covers about 3.4 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 563 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 47 miles away. Within 50 miles of Fontana-on-Geneva Lake there are 195 larger Census places. The 100-mile radius contains 462 larger places.
Where Fontana-on-Geneva Lake sits in Wisconsin
Against Wisconsin's other places, Fontana-on-Geneva Lake accounts for about 0.0% of the state's population and ranks 265th of 605 by size. Its 2020-to-2023 change ranks 158th of 605 Wisconsin places, putting it near the 74th percentile for growth. By density, at about 563 people per square mile, it ranks 392nd in Wisconsin. By land area, its 3.4 square miles rank 208th of 605 places in Wisconsin.
A practical checklist for Fontana-on-Geneva Lake borrowers
For Fontana-on-Geneva Lake's roughly 1,890 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the lender holds a Wisconsin licence by checking the regulator named above.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
What differs between Fontana-on-Geneva Lake and the rest of Wisconsin is not the process but the borrower's own file, among the 1,890 people here.
Common questions
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Nearby places
- Walworth, WI — population 2,803
- Williams Bay, WI — population 2,981
- Delavan, WI — population 8,523
- Harvard, IL — population 9,356
- Elkhorn, WI — population 10,230
- Lake Geneva, WI — population 8,684
- Darien, WI — population 1,570
- Hebron, IL — population 1,387