Personal loans in Darien, WI
To lend to Darien's 1,570 residents, a company must hold a Wisconsin licence, and each sourced row below names the regulator behind it. Darien is one of 605 Census places in Wisconsin; its 1,570 residents put it at 294th.
If you are weighing a personal loan in Darien, start from the payment you can carry; its 1,570 residents face the same statewide rules. Census figures put the 2020-to-2023 decrease in Darien at about 0.3%. For a community of about 1,570, the practical step is to compare APR across at least three lenders before committing. The nearest larger metro is Delavan, WI about 5 miles away.
The Darien data picture
The figures below are Darien's own — Census population, land area and coordinates — followed by the Wisconsin rules.
- Population: 1,570 — Darien ranks 294th of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 0.3%.
- People gained or lost: about 4 fewer since the 2020 base.
- Size percentile: Darien's 1,570 people outrank roughly 51% of the places in Wisconsin.
- Density: roughly 1,035 residents per square mile, spread over 1.5 sq mi of land.
- Land area: Darien covers 1.5 square miles, the 388th-largest area among Wisconsin's 605 places.
- Within Wisconsin: about 0.0% of the state's population lives in Darien.
- National rank: Darien is 8,531st of 19,457 places nationwide.
- Growth rank: Darien's 2020-to-2023 change ranks 302nd of 605 places in Wisconsin.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Darien's 0.3%.
- Density rank: Darien is the 213th most densely settled place in Wisconsin.
- Density in context: Darien's 1,035 people per square mile sit against a Wisconsin median of 800.
- Location: mapped by the US Census Bureau at 42.5990, -88.7143.
- Nearest larger cities: Delavan (5 mi); Walworth (8 mi); Fontana-on-Geneva Lake (8 mi); Clinton (8 mi); Williams Bay (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Sharon (7 mi); Capron (14 mi); Hebron (17 mi).
- Smaller places within 50 miles: 56 of them.
- Larger places within 100 miles: 474.
A pre-application checklist for Darien
A sensible order of operations for a loan in Darien, home to about 1,570 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Wisconsin regulator's licence records before you sign.
- Decide the purpose and how you will repay it before approaching any lender.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
What differs between Darien and the rest of Wisconsin is not the process but the borrower's own file, among the 1,570 people here.
Darien on the map
Darien's land area is roughly 1.5 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,035 residents per square mile. The state's population centre of gravity, Milwaukee, is roughly 50 miles away. Within 50 miles of Darien there are 181 larger Census places. Within the same 50 miles lie 56 smaller Census places.
Wisconsin consumer-lending rules applied in Darien
The rows below set out what a licensed lender must follow in Wisconsin, and so for Darien's roughly 1,570 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Borrowing reach in Darien
With about 1,035 residents per square mile, Darien is moderately settled, and 181 larger Census places sit within 50 miles. Lenders licensed in Wisconsin reach Darien's 1,570 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Delavan, WI about 5 miles away.
Darien in state context
Against Wisconsin's other places, Darien accounts for about 0.0% of the state's population and ranks 294th of 605 by size. Its 2020-to-2023 change ranks 302nd of 605 Wisconsin places, putting it near the 50th percentile for growth. By density, at about 1,035 people per square mile, it ranks 213th in Wisconsin. Between 2020 and 2023 the count changed by roughly 4 residents.
Common questions
What are my options in Darien if my credit is poor?
What loan size can I expect in Darien?
Do I have to pledge anything to borrow in Darien?
Does comparing loans in Darien cost me credit score points?
Nearby places
- Delavan, WI — population 8,523
- Sharon, WI — population 1,565
- Walworth, WI — population 2,803
- Fontana-on-Geneva Lake, WI — population 1,890
- Clinton, WI — population 2,227
- Williams Bay, WI — population 2,981
- Elkhorn, WI — population 10,230
- Harvard, IL — population 9,356