Personal loans in Fieldon, IL
If you are weighing a personal loan in Fieldon, start from the payment you can carry; its 166 residents face the same statewide rules. Fieldon lost roughly 5.1% of its population across the 2020-to-2023 comparison.
Fieldon is home to roughly 166 people and stands 1,145th by size out of 1,294 Census places in Illinois. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Fieldon loan. Consumer lending that reaches Fieldon's 166 residents is governed by Illinois statute; no city ordinance changes it. A larger market lies at Hardin, IL about 7 miles away.
The Fieldon data picture
Fieldon is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 166 residents in Fieldon (Vintage 2023 subcounty estimate), the 1,145th-largest figure among Illinois's 1,294 places.
- Population trend: Lower by roughly 5.1% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 9 residents.
- Size percentile: about 12% of Illinois communities are smaller than Fieldon (166 residents).
- Population density: about 822 people per square mile (Census land area 0.2 sq mi).
- By land area: Fieldon ranks 1,235th among Illinois's 1,294 places, at 0.2 sq mi.
- Share of state population: Fieldon's 166 residents are about 0.0% of Illinois.
- National rank: Fieldon is the 17,014th most populous of the 19,457 Census places covered here.
- Growth rank: Fieldon ranks 1,267th among Illinois's 1,294 places for the 2020-to-2023 change.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Fieldon's 5.1%.
- Density in Illinois: Fieldon ranks 771st by people per square mile.
- Density in context: Fieldon's 822 people per square mile sit against a Illinois median of 993.
- Location: mapped by the US Census Bureau at 39.1087, -90.4996.
- Nearest larger cities: Hardin (7 mi); Jerseyville (9 mi); Kane (10 mi); Grafton (10 mi); Elsah (13 mi). Larger metros often have more branches, but online lenders reach Fieldon on the same terms.
- Smaller communities close by: Otterville (7 mi); Batchtown (10 mi); Brussels (12 mi), each with its own Census population profile.
- Smaller places within 50 miles: 42 of them.
- At 100 miles: 513 larger Census places fall inside that radius.
Where Fieldon sits in Illinois
Set beside Illinois's 1,294 places, Fieldon ranks 1,145th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 1,267th of 1,294 Illinois places, putting it near the 2th percentile for growth. By density, at about 822 people per square mile, it ranks 771st in Illinois. By land area, its 0.2 square miles rank 1,235th of 1,294 places in Illinois.
Fieldon on the map
Fieldon's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 822 residents per square mile. For the state's biggest city, Chicago, the distance is roughly 240 miles. A 50-mile radius around Fieldon takes in 224 places that are larger. Within the same 50 miles lie 42 smaller Census places.
How Illinois law applies in Fieldon
Below are the Illinois rules that apply to a loan made in Fieldon, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 9% annual percentage rate (general written-contract interest cap) Source says: "it shall be lawful for the parties to stipulate or agree that an annual percentage rate of 9%, or any less sum". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
What to do before borrowing in Fieldon
Before you hand your details to a lender in Fieldon, where the population is near 166:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Illinois licence with the regulator listed on this page.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
None of these steps is Fieldon-specific: the same Illinois licensing and disclosure rules reach all 166 residents.
How a Fieldon personal loan is priced
Fieldon is a small community of about 166 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Fieldon's rank of 1,145th in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Fieldon decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Fieldon if my credit is poor?
What loan size can I expect in Fieldon?
Do I have to pledge anything to borrow in Fieldon?
Does comparing loans in Fieldon cost me credit score points?
Nearby places
- Otterville, IL — population 83
- Hardin, IL — population 786
- Grafton, IL — population 765
- Kane, IL — population 284
- Batchtown, IL — population 163
- Jerseyville, IL — population 8,263
- Brussels, IL — population 117
- Eldred, IL — population 146