Personal loans in Eldred, IL

Compare APR, not the interest rate, because the APR folds in most fees on a Eldred loan. State law, not city hall, decides what a lender may do to Eldred's roughly 146 residents, and a state regulator supervises it. Population in Eldred dropped about 3.3% over the three years from 2020 to 2023. A larger market lies at Kampsville, IL about 3 miles away.

Where Eldred stands

Here is the sourced Census picture for Eldred, plus the Illinois lending rules that apply to a loan taken out here.

• Population: an estimated 146 residents, 1,173rd of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 3.3% between 2020 and 2023.
• Net change: roughly 5 fewer people than the 2020 Census counted.
• Size percentile: about 9% of Illinois's Census places are smaller than Eldred.
• Population density: about 1,090 people per square mile across 0.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Eldred ranks 1,268th among Illinois's 1,294 places, at 0.1 sq mi.
• Share of state population: Eldred's 146 residents are about 0.0% of Illinois.
• National rank: Eldred is 17,330th of 19,457 places nationwide.
• Growth rank: Eldred ranks 988th among Illinois's 1,294 places for the 2020-to-2023 change.
• Against the state trend: Eldred's 3.3% change compares with a Illinois average of -2.0% across its 1,294 places.
• Density in Illinois: Eldred ranks 599th by people per square mile.
• Density in context: Eldred's 1,090 people per square mile sit against a Illinois median of 993.
• Location: mapped by the US Census Bureau at 39.2862, -90.5540.
• Nearest larger cities: Kampsville (3 mi); Carrollton (8 mi); Hardin (10 mi); Fieldon (13 mi); Kane (13 mi). Living near a larger metro rarely changes what is available in Eldred.
• Nearest smaller towns: Hamburg (9 mi); Hillview (11 mi); Pearl (13 mi).
• Within a 50-mile radius: 33 smaller Census places.
• Within 100 miles: 534 places are larger than Eldred.

Borrowing reach in Eldred

At roughly 1,090 people per square mile, Eldred is moderately settled; 202 larger places lie within 50 miles. What is available to Eldred's 146 borrowers is set by Illinois licensing and your own credit, not by how many branches are nearby. The nearest larger city, Kampsville, IL about 3 miles away.

How personal loans work in Eldred

A Eldred personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 146 residents. Because pricing is borrower-level, two people in Eldred can be quoted different APRs on the same amount and term. Shortening the term on a Eldred loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Land, water and location for Eldred

Inside Eldred's boundaries lie about 0.1 square miles of land, with no significant water area recorded. Spread across it are roughly 1,090 residents per square mile. For the state's biggest city, Chicago, the distance is roughly 232 miles. Within 50 miles of Eldred there are 202 larger Census places. Within the same 50 miles lie 33 smaller Census places.

How Illinois law applies in Eldred

These are Illinois's sourced lending facts as they reach Eldred's 146 residents; the state has no city-level rate rule.

Eldred's place among Illinois's 1,294 places

Set beside Illinois's 1,294 places, Eldred ranks 1,173rd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Eldred ranks 988th of 1,294 in Illinois (about the 24th percentile). By density, at about 1,090 people per square mile, it ranks 599th in Illinois. The population moved by about 5 people between 2020 and 2023, a 3.3% shift.