Personal loans in Farmersburg, IA
The 2020 count to the 2023 estimate shows about 2.2% decline in Farmersburg. If you are weighing a personal loan in Farmersburg, start from the payment you can carry; its 266 residents face the same statewide rules.
At about 266 residents, Farmersburg is larger than roughly 38% of the places in Iowa. A larger market lies at Monona, IA about 6 miles away. For the 266 people in Farmersburg, Iowa runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Verify the lender's Iowa licence against the regulator named below before borrowing in Farmersburg.
Farmersburg: the sourced local profile
Here is the sourced Census picture for Farmersburg, plus the Iowa lending rules that apply to a loan taken out here.
- Population: 266 — Farmersburg ranks 587th of 940 communities in Iowa (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 2.2% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
- Size percentile: Farmersburg sits ahead of around 38% of Iowa places, at 266 people.
- Population density: about 654 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Farmersburg ranks 717th among Iowa's 940 places, at 0.4 sq mi.
- Share of state population: Farmersburg's 266 residents are about 0.0% of Iowa.
- National rank: Farmersburg sits 15,536th by population among the 19,457 places in this dataset.
- Growth rank: Farmersburg's 2020-to-2023 change ranks 678th of 940 places in Iowa.
- Versus Iowa: the state average change is -0.7%, while Farmersburg moved 2.2%.
- Density rank: Farmersburg is the 489th most densely settled place in Iowa.
- Against the state median: Farmersburg runs about 654 residents per square mile, where the Iowa median is 672.
- Location: latitude 42.9593, longitude -91.3667 (Census Gazetteer).
- Nearest larger cities: Monona (6 mi); Elkader (7 mi); Luana (8 mi); Garnavillo (9 mi); McGregor (10 mi). Online lenders reach Farmersburg no matter how far the nearest branch is.
- Nearest smaller towns: St. Olaf (2 mi); Clayton (12 mi); Volga (14 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 45 smaller Census places.
- At 100 miles: 376 larger Census places fall inside that radius.
What is available to Farmersburg borrowers
At roughly 654 people per square mile, Farmersburg is moderately settled; 88 larger places lie within 50 miles. A Iowa licence lets a lender serve Farmersburg without a local office, so branch density does not change what its 266 residents are offered. The nearest larger city, Monona, IA about 6 miles away.
The geography behind Farmersburg
Farmersburg's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 654 residents per square mile. For the state's biggest city, Des Moines, the distance is roughly 149 miles. Within 50 miles of Farmersburg there are 88 larger Census places. The 100-mile radius contains 376 larger places.
Before you apply in Farmersburg
Complete these steps first when you borrow in Farmersburg (266 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Iowa licence with the regulator named above before committing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
What differs between Farmersburg and the rest of Iowa is not the process but the borrower's own file, among the 266 people here.
How Farmersburg compares across Iowa
Set beside Iowa's 940 places, Farmersburg ranks 587th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Farmersburg ranks 678th of 940 in Iowa (about the 28th percentile). At about 654 people per square mile, Farmersburg is the 489th most densely settled place in Iowa. In land area, Farmersburg ranks 717th among Iowa's 940 places.
The Iowa lending rules that reach Farmersburg
Read the table as a lender's compliance picture for Farmersburg: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Common questions
What are my options in Farmersburg if my credit is poor?
What loan size can I expect in Farmersburg?
Do I have to pledge anything to borrow in Farmersburg?
Does comparing loans in Farmersburg cost me credit score points?
Nearby places
- St. Olaf, IA — population 102
- Monona, IA — population 1,465
- Elkader, IA — population 1,197
- Luana, IA — population 304
- Garnavillo, IA — population 751
- Marquette, IA — population 432
- McGregor, IA — population 725
- Clayton, IA — population 46