Personal loans in Ethelsville, AL

For a bigger market, look to Reform, AL about 12 miles away. From the 2020 Census base to the 2023 estimate, the population declined by about 2.0%. To lend to Ethelsville's 50 residents, a company must hold a Alabama licence, and each sourced row below names the regulator behind it. Use the calculator on this page to price an amount and term before you commit in Ethelsville.

What the Census records for Ethelsville

The figures below are Ethelsville's own — Census population, land area and coordinates — followed by the Alabama rules.

• Population: 50 residents; Ethelsville is the 454th-largest of 462 places in Alabama (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 2.0% from 2020 to 2023.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: about 2% of Alabama communities are smaller than Ethelsville (50 residents).
• Population density: about 88 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Ethelsville ranks 447th among Alabama's 462 places, at 0.6 sq mi.
• State population share: Ethelsville accounts for about 0.0% of everyone in Alabama.
• National rank: Ethelsville is 18,973rd of 19,457 places nationwide.
• Growth rank: Ethelsville ranks 323rd among Alabama's 462 places for the 2020-to-2023 change.
• Against the state trend: Ethelsville's 2.0% change compares with a Alabama average of +1.0% across its 462 places.
• Density in Alabama: Ethelsville ranks 410th by people per square mile.
• Against the state median: Ethelsville runs about 88 residents per square mile, where the Alabama median is 259.
• Location: coordinates 33.4141, -88.2161 (US Census Bureau Gazetteer).
• Nearest larger cities: Reform (12 mi); Millport (12 mi); Carrollton (13 mi); Columbus (13 mi); Pickensville (13 mi). Lenders licensed in the state serve Ethelsville whether or not they keep a local branch.
• Smaller places close by: McMullen (19 mi); Memphis (20 mi); Emelle (48 mi).
• Smaller neighbours: 3 places smaller than Ethelsville sit within 50 miles.
• Within 100 miles: 256 places are larger than Ethelsville.

Land, water and location for Ethelsville

The Census Gazetteer records about 0.6 square miles of land within Ethelsville, with no significant water area listed. With 50 residents, the land area yields roughly 88 people per square mile. Huntsville, the largest place in Alabama, is about 125 miles from Ethelsville. Counting outward 50 miles, 48 larger communities surround Ethelsville. By land area it ranks 447th of 462 Alabama places.

The state rulebook for Ethelsville

Every row below records a Alabama rule, its publisher and its retrieval date — the same rules a Ethelsville lender must follow.

A pre-application checklist for Ethelsville

For Ethelsville's roughly 50 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the Alabama licence with the regulator named above before committing.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Keep the amount to the expense; an approval is not a reason to take more.

The process is identical across Alabama; what changes is your credit file, not the fact that Ethelsville holds 50 people.

Ethelsville against the rest of Alabama

Ethelsville is the 454th-largest of 462 Census places in Alabama and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 323rd of 462 Alabama places, putting it near the 30th percentile for growth. Its roughly 88 residents per square mile place it 410th among Alabama's places. By land area, its 0.6 square miles rank 447th of 462 places in Alabama.

Inside a Ethelsville personal loan

Most loans made to Ethelsville's 50 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Ethelsville lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Ethelsville loan but raises total interest, so the smallest payment is not the cheapest loan.