Personal loans in Caledonia, MS

By population, Caledonia sits at 144th in Mississippi, with an estimated 1,115 residents. Caledonia lost roughly 2.1% of its population across the 2020-to-2023 comparison. Use the calculator on this page to price an amount and term before you commit in Caledonia. A larger market lies at Columbus, MS about 13 miles away.

Local context for Caledonia

Two layers matter for a Caledonia borrower: the local population picture and Mississippi's consumer-lending statutes.

• Population: a Census-estimated 1,115, 144th among Mississippi's 299 places (Vintage 2023).
• Population trend: Lower by roughly 2.1% since the 2020 count.
• Absolute change: 24 residents lost between 2020 and 2023.
• Size percentile: bigger than about 52% of the places in Mississippi, with 1,115 residents in Caledonia.
• Land and density: 2.8 square miles of land carry roughly 395 residents per square mile.
• Land area: Caledonia covers 2.8 square miles, the 147th-largest area among Mississippi's 299 places.
• State share: roughly 0.1% of Mississippi's residents live in Caledonia (1,115 people).
• National rank: Caledonia sits 9,804th by population among the 19,457 places in this dataset.
• Growth in Mississippi: Caledonia stands 117th by percentage change from 2020 to 2023, among 299 places.
• State comparison: Mississippi's places average -2.3% for 2020-to-2023, against Caledonia's 2.1%.
• Density rank: Caledonia is the 166th most densely settled place in Mississippi.
• Density in context: Caledonia's 395 people per square mile sit against a Mississippi median of 434.
• Location: latitude 33.6836, longitude -88.3260 (Census Gazetteer).
• Nearest larger cities: Columbus (13 mi); Vernon (13 mi); Aberdeen (17 mi); Sulligent (18 mi); West Point (20 mi). Larger metros often have more branches, but online lenders reach Caledonia on the same terms.
• Smaller places nearby: Gattman (15 mi); Millport (17 mi); Ethelsville (20 mi).
• Smaller neighbours: 31 places smaller than Caledonia sit within 50 miles.
• Larger places within 100 miles: 128.

The state rulebook for Caledonia

For the roughly 1,115 residents of Caledonia, the rules below are Mississippi's own; each row carries its publisher and retrieval date.

Where Caledonia sits in Mississippi

Within Mississippi, Caledonia holds roughly 0.1% of all residents, the 144th-largest share among 299 places. Its 2020-to-2023 change ranks 117th of 299 Mississippi places, putting it near the 61th percentile for growth. Its roughly 395 residents per square mile place it 166th among Mississippi's places. In land area, Caledonia ranks 147th among Mississippi's 299 places.

What is available to Caledonia borrowers

At roughly 395 people per square mile, Caledonia is lightly settled; 26 larger places lie within 50 miles. Distance to a branch rarely matters for Caledonia's 1,115 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Columbus, MS about 13 miles away.

Before you apply in Caledonia

Before you hand your details to a lender in Caledonia, where the population is near 1,115:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Make sure the lender appears in the Mississippi regulator's licence list.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

In Caledonia as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 1,115 residents.

How a Caledonia personal loan is priced

Most loans made to Caledonia's 1,115 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Caledonia can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Caledonia loan but raises total interest, so the smallest payment is not the cheapest loan.