Personal loans in Erskine, MN

By population, Erskine sits at 541st in Minnesota, with an estimated 388 residents. The nearest larger city is McIntosh, MN about 6 miles away. Rate ceilings, licensing requirements and product limits for Erskine are all set at the Minnesota level. Decide the purpose of the loan and your repayment plan before sharing any details with a Erskine lender.

Local context for Erskine

Set out below is Erskine's local context next to the state-level rules that reach every lender here.

• Population: 388 people, a figure that places Erskine 541st among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 4.0% across the 2020-to-2023 comparison.
• Absolute change: 16 residents lost between 2020 and 2023.
• Size percentile: roughly 37% of Minnesota places rank below Erskine.
• Population density: 602 people per square mile on 0.6 square miles of land.
• Land area rank: Erskine's 0.6 square miles rank 637th of 853 places in Minnesota.
• Water area: Erskine has 0.32 square miles of water, ranking 158th of 853 places in Minnesota.
• Share of Minnesota: Erskine holds about 0.0% of the state's population, some 388 people.
• National rank: Erskine sits 14,212th by population among the 19,457 places in this dataset.
• Growth rank: Erskine ranks 811th among Minnesota's 853 places for the 2020-to-2023 change.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Erskine's 4.0%.
• Density in Minnesota: Erskine ranks 429th by people per square mile.
• Density in context: Erskine's 602 people per square mile sit against a Minnesota median of 607.
• Location: 47.6632, -96.0167 (Census Gazetteer coordinates).
• Nearest larger cities: McIntosh (6 mi); Fosston (13 mi); Oklee (14 mi); Fertile (15 mi); Red Lake Falls (19 mi). Living near a larger metro rarely changes what is available in Erskine.
• Smaller communities within reach: Mentor (6 mi); Winger (9 mi); Brooks (11 mi).
• Smaller neighbours: 30 places smaller than Erskine sit within 50 miles.
• Within 100 miles: 80 places are larger than Erskine.

What Minnesota law requires in Erskine

Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Erskine lender must follow.

Borrowing reach in Erskine

With about 602 residents per square mile, Erskine is moderately settled, and 17 larger Census places sit within 50 miles. Whether Erskine has a local branch or not, a Minnesota-licensed lender can serve its 388 people online on the same terms. The nearest bigger place is McIntosh, MN about 6 miles away.

Erskine against the rest of Minnesota

Erskine is the 541st-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. For population change between 2020 and 2023, Erskine ranks 811th of 853 in Minnesota (about the 5th percentile). By density, at about 602 people per square mile, it ranks 429th in Minnesota. By land area, its 0.6 square miles rank 637th of 853 places in Minnesota.

How a Erskine personal loan is priced

In Erskine, a small community of about 388, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Erskine loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Erskine loan is knowable in advance — unlike a revolving card balance.

Land, water and location for Erskine

Erskine's land area is about 0.6 square miles; a further 0.32 square miles is water. With 388 residents, the land area yields roughly 602 people per square mile. Minneapolis, the largest place in Minnesota, is about 228 miles from Erskine. A 50-mile radius around Erskine takes in 17 places that are larger. Within the same 50 miles lie 30 smaller Census places.