Personal loans in Bejou, MN

The trend for Bejou between 2020 and 2023 is downward by roughly 2.4%. State law, not city hall, decides what a lender may do to Bejou's roughly 82 residents, and a state regulator supervises it. For a community of about 82, the practical step is to compare APR across at least three lenders before committing. A larger market lies at Winger, MN about 6 miles away.

The Bejou data picture

Only a few things actually differ by place — population, area, location, and the Minnesota rules a lender must follow — and they are below.

• Population: 82 people, a figure that places Bejou 777th among the 853 Census places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 2.4% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
• Size percentile: bigger than about 9% of the places in Minnesota, with 82 residents in Bejou.
• Population density: about 286 people per square mile (Census land area 0.3 sq mi).
• Land area: Bejou covers 0.3 square miles, the 785th-largest area among Minnesota's 853 places.
• Within Minnesota: about 0.0% of the state's population lives in Bejou.
• National rank: Bejou is 18,443rd of 19,457 places nationwide.
• Growth in Minnesota: Bejou stands 667th by percentage change from 2020 to 2023, among 853 places.
• Versus Minnesota: the state average change is +0.1%, while Bejou moved 2.4%.
• Density rank: Bejou is the 625th most densely settled place in Minnesota.
• Against the state median: Bejou runs about 286 residents per square mile, where the Minnesota median is 607.
• Location: coordinates 47.4429, -95.9727 (US Census Bureau Gazetteer).
• Nearest larger cities: Winger (6 mi); Mahnomen (9 mi); McIntosh (14 mi); Fosston (14 mi); Gary (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities within reach: Trail (27 mi); Gully (28 mi); Leonard (36 mi).
• Smaller places within 50 miles: 5 of them.
• At 100 miles: 177 larger Census places fall inside that radius.

A practical checklist for Bejou borrowers

Before you hand your details to a lender in Bejou, where the population is near 82:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Minnesota regulator's licence list.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Test the payment against your current bills before you commit.

The process is identical across Minnesota; what changes is your credit file, not the fact that Bejou holds 82 people.

How lenders reach Bejou

Bejou is a lightly settled community of about 82 people, with 44 larger places inside a 50-mile radius. A Minnesota licence lets a lender serve Bejou without a local office, so branch density does not change what its 82 residents are offered. The nearest larger city, Winger, MN about 6 miles away.

Which Minnesota laws govern a loan in Bejou

The rows below set out what a licensed lender must follow in Minnesota, and so for Bejou's roughly 82 residents.

Where Bejou sits

The Census Gazetteer records about 0.3 square miles of land within Bejou, with no significant water area listed. That land carries about 286 people per square mile. Minneapolis, the largest place in Minnesota, is about 215 miles from Bejou. Within 50 miles of Bejou there are 44 larger Census places. The 100-mile radius contains 177 larger places.

Where Bejou sits in Minnesota

Within Minnesota, Bejou holds roughly 0.0% of all residents, the 777th-largest share among 853 places. For population change between 2020 and 2023, Bejou ranks 667th of 853 in Minnesota (about the 22th percentile). By density, at about 286 people per square mile, it ranks 625th in Minnesota. The population moved by about 2 people between 2020 and 2023, a 2.4% shift.