Personal loans in Eden Prairie, MN

For a bigger market, look to Bloomington, MN about 7 miles away. The 2020 count to the 2023 estimate shows about 3.2% decline in Eden Prairie. When Minnesota caps or restricts a product, lenders either change the terms or withdraw it from Eden Prairie as from the rest of the state. Decide the purpose of the loan and your repayment plan before sharing any details with a Eden Prairie lender.

Eden Prairie: the sourced local profile

Here is the sourced Census picture for Eden Prairie, plus the Minnesota lending rules that apply to a loan taken out here.

• Population: a Census-estimated 62,166, 16th among Minnesota's 853 places (Vintage 2023).
• Population trend: A drop of about 3.2% from 2020 to 2023.
• Net change: roughly 2,032 fewer people than the 2020 Census counted.
• Size percentile: Eden Prairie's 62,166 people outrank roughly 98% of the places in Minnesota.
• Density: the Census land area of 32.5 sq mi holds about 1,913 people per square mile.
• Land area rank: Eden Prairie's 32.5 square miles rank 36th of 853 places in Minnesota.
• Water area rank: Eden Prairie ranks 28th among Minnesota's 853 places, with 2.72 sq mi.
• Within Minnesota: about 1.3% of the state's population lives in Eden Prairie.
• National standing: Eden Prairie ranks 616th of 19,457 US places.
• Growth rank: Eden Prairie's 2020-to-2023 change ranks 759th of 853 places in Minnesota.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Eden Prairie's 3.2%.
• Density in Minnesota: Eden Prairie ranks 82nd by people per square mile.
• Density vs Minnesota: Eden Prairie's 1,913 people per square mile compare with a state median of 607.
• Location: 44.8496, -93.4587 (Census Gazetteer coordinates).
• Nearest larger cities: Bloomington (7 mi); Burnsville (11 mi); Plymouth (12 mi); Minneapolis (12 mi); Eagan (15 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Chanhassen (5 mi); Shakopee (5 mi); Edina (6 mi).
• Within a 50-mile radius: 201 smaller Census places.
• Within 100 miles: 15 places are larger than Eden Prairie.

How Minnesota law applies in Eden Prairie

Minnesota has no separate rate rule for Eden Prairie; the sourced rows below are what reach every lender that serves its 62,166 people.

How a Eden Prairie personal loan is priced

Eden Prairie is a mid-sized city of about 62,166 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Eden Prairie's 62,166 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Eden Prairie loan but raises total interest, so the smallest payment is not the cheapest loan.

Borrowing reach in Eden Prairie

Eden Prairie is moderately settled, with about 1,913 people per square mile and 12 larger places within 50 miles. Lenders licensed in Minnesota reach Eden Prairie's 62,166 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Bloomington, MN about 7 miles away.

Where Eden Prairie sits in Minnesota

Set beside Minnesota's 853 places, Eden Prairie ranks 16th by population and holds about 1.3% of the state total. Its 2020-to-2023 change ranks 759th of 853 Minnesota places, putting it near the 11th percentile for growth. Its roughly 1,913 residents per square mile place it 82nd among Minnesota's places. By land area, its 32.5 square miles rank 36th of 853 places in Minnesota.

Eden Prairie on the map

Inside Eden Prairie's boundaries lie roughly 32.5 square miles of land and 2.72 square miles of water. With 62,166 residents, the land area yields roughly 1,913 people per square mile. Minneapolis, the largest place in Minnesota, is about 12 miles from Eden Prairie. Counting outward 50 miles, 12 larger communities surround Eden Prairie. By land area it ranks 36th of 853 Minnesota places.