Personal loans in Deephaven, MN

With an estimated 3,740 residents, Deephaven is the 188th-largest of 853 places in Minnesota. The trend for Deephaven between 2020 and 2023 is downward by roughly 4.1%. Begin with the payment, then weigh APR and total interest across the lenders that reach Deephaven's 3,740 residents. The closest larger place is Wayzata, MN about 3 miles away. To lend to Deephaven's 3,740 residents, a company must hold a Minnesota licence, and each sourced row below names the regulator behind it.

Deephaven: population, trend and location

What follows is Deephaven's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.

• Population: 3,740 — Deephaven ranks 188th of 853 communities in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 4.1% between 2020 and 2023.
• Absolute change: 159 residents lost between 2020 and 2023.
• Size percentile: roughly 78% of Minnesota's places have fewer residents than Deephaven's 3,740.
• Land and density: 2.3 square miles of land carry roughly 1,607 residents per square mile.
• By land area: Deephaven ranks 297th among Minnesota's 853 places, at 2.3 sq mi.
• Water area rank: Deephaven ranks 60th among Minnesota's 853 places, with 1.58 sq mi.
• State population share: Deephaven accounts for about 0.1% of everyone in Minnesota.
• National rank: Deephaven sits 5,631st by population among the 19,457 places in this dataset.
• Growth in Minnesota: Deephaven stands 815th by percentage change from 2020 to 2023, among 853 places.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Deephaven's 4.1%.
• Density rank: Deephaven places 116th among Minnesota's places by people per square mile.
• Against the state median: Deephaven runs about 1,607 residents per square mile, where the Minnesota median is 607.
• Location: the Census Gazetteer records it at 44.9320, -93.5291.
• Nearest larger cities: Wayzata (3 mi); Orono (3 mi); Minnetonka (4 mi); Shorewood (4 mi); Chanhassen (6 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities within reach: Woodland (1 mi); Greenwood (2 mi); Excelsior (3 mi).
• Smaller places within 50 miles: 86 of them.
• At 100 miles: 163 larger Census places fall inside that radius.

Minnesota rules behind a Deephaven personal loan

Every row below records a Minnesota rule, its publisher and its retrieval date — the same rules a Deephaven lender must follow.

A pre-application checklist for Deephaven

Before you hand your details to a lender in Deephaven, where the population is near 3,740:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Make sure the lender appears in the Minnesota regulator's licence list.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Pick the shortest term whose payment you can comfortably afford.

What differs between Deephaven and the rest of Minnesota is not the process but the borrower's own file, among the 3,740 people here.

How a Deephaven personal loan is priced

In Deephaven, a small community of about 3,740, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Deephaven lender to disclose the APR and finance charge before you sign. Shortening the term on a Deephaven loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Deephaven compares across Minnesota

Within Minnesota, Deephaven holds roughly 0.1% of all residents, the 188th-largest share among 853 places. Its 2020-to-2023 change ranks 815th of 853 Minnesota places, putting it near the 4th percentile for growth. Its roughly 1,607 residents per square mile place it 116th among Minnesota's places. In land area, Deephaven ranks 297th among Minnesota's 853 places.

Deephaven on the map

Inside Deephaven's boundaries lie roughly 2.3 square miles of land and 1.58 square miles of water. The resulting density is about 1,607 people per square mile. Minneapolis, the largest place in Minnesota, is about 13 miles from Deephaven. Deephaven has 130 larger places within a 50-mile radius. Within the same 50 miles lie 86 smaller Census places.