Personal loans in Dubois, WY

Dubois is a small community in Wyoming, with an estimated 990 residents, and every licensed lender here follows the same state rulebook. With an estimated 990 residents, Dubois is the 44th-largest of 99 places in Wyoming. Pull your credit reports and line up at least three offers before you apply from Dubois. Dubois gained roughly 9.2% in population across the 2020-to-2023 comparison. Every figure below is Wyoming's own, applied to Dubois's 990 residents, with the publisher and retrieval date attached. For a bigger market, look to Pinedale, WY about 48 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Dubois: the sourced local profile

Two layers matter for a Dubois borrower: the local population picture and Wyoming's consumer-lending statutes.

Dubois against the rest of Wyoming

Among Wyoming's 99 places, Dubois sits at 44th for population, a share of roughly 0.2% of the state. Its 2020-to-2023 change ranks 8th of 99 Wyoming places, putting it near the 92th percentile for growth. By density, at about 284 people per square mile, it ranks 77th in Wyoming. Within 50 miles sit 0 smaller Census places, alongside the 1 that are larger.

Land, water and location for Dubois

Inside Dubois's boundaries lie roughly 3.5 square miles of land and 0.01 square miles of water. That land carries about 284 people per square mile. For the state's biggest city, Cheyenne, the distance is roughly 299 miles. Within 50 miles of Dubois there are 1 larger Census places. By land area it ranks 25th of 99 Wyoming places.

Borrowing reach in Dubois

Dubois is lightly settled, with about 284 people per square mile and 1 larger places within 50 miles. What is available to Dubois's 990 borrowers is set by Wyoming licensing and your own credit, not by how many branches are nearby. The nearest larger city, Pinedale, WY about 48 miles away.

What shapes a Dubois personal loan

With roughly 990 residents, Dubois is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Dubois loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Dubois loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Which Wyoming laws govern a loan in Dubois

This table holds the Wyoming rate and licensing rules for consumer loans made to Dubois's 990 residents.

RuleDetailSource
State lending regulatorWyoming Division of Banking
Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies.
Wyoming Division of Banking
as of 2026-09-16
Small-loan / installment lender licensingConsumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online
Source says: Licensing is mandatory for every location where business is regularly conducted
Wyoming Division of Banking
as of 2026-09-16
Maximum legal interest rate (usury cap)36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g))
Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal
Wyoming Legislature (Wyoming Statutes)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Dubois if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Dubois is the same as anywhere in Wyoming.
What loan size can I expect in Dubois?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Dubois?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Dubois cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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