Personal loans in Dubois, WY
Dubois is a small community in Wyoming, with an estimated 990 residents, and every licensed lender here follows the same state rulebook. With an estimated 990 residents, Dubois is the 44th-largest of 99 places in Wyoming. Pull your credit reports and line up at least three offers before you apply from Dubois. Dubois gained roughly 9.2% in population across the 2020-to-2023 comparison. Every figure below is Wyoming's own, applied to Dubois's 990 residents, with the publisher and retrieval date attached. For a bigger market, look to Pinedale, WY about 48 miles away.
Dubois: the sourced local profile
Two layers matter for a Dubois borrower: the local population picture and Wyoming's consumer-lending statutes.
- Population: about 990 people live here, which puts Dubois 44th of 99 Census places in Wyoming (Vintage 2023).
- Population trend: Up about 9.2% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 83 residents.
- Size percentile: Dubois sits ahead of around 56% of Wyoming places, at 990 people.
- Population density: about 284 people per square mile across 3.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Dubois ranks 25th among Wyoming's 99 places, at 3.5 sq mi.
- Water: Dubois holds about 0.01 square miles, the 21st-largest water area in Wyoming.
- Within Wyoming: about 0.2% of the state's population lives in Dubois.
- National rank: Dubois is the 10,245th most populous of the 19,457 Census places covered here.
- Growth rank: Dubois ranks 8th among Wyoming's 99 places for the 2020-to-2023 change.
- State comparison: Wyoming's places average +1.7% for 2020-to-2023, against Dubois's 9.2%.
- Density in Wyoming: Dubois ranks 77th by people per square mile.
- Density in context: Dubois's 284 people per square mile sit against a Wyoming median of 699.
- Location: 43.5460 / -109.6476, per the US Census Bureau Gazetteer.
- Nearest larger cities: Pinedale (48 mi); Jackson (57 mi); Lander (68 mi); Thermopolis (72 mi); Riverton (73 mi). Online lenders reach Dubois no matter how far the nearest branch is.
- Nearest smaller towns: Pavillion (52 mi); Meeteetse (57 mi); Hudson (70 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 0 smaller Census places.
- At 100 miles: 14 larger Census places fall inside that radius.
Dubois against the rest of Wyoming
Among Wyoming's 99 places, Dubois sits at 44th for population, a share of roughly 0.2% of the state. Its 2020-to-2023 change ranks 8th of 99 Wyoming places, putting it near the 92th percentile for growth. By density, at about 284 people per square mile, it ranks 77th in Wyoming. Within 50 miles sit 0 smaller Census places, alongside the 1 that are larger.
Land, water and location for Dubois
Inside Dubois's boundaries lie roughly 3.5 square miles of land and 0.01 square miles of water. That land carries about 284 people per square mile. For the state's biggest city, Cheyenne, the distance is roughly 299 miles. Within 50 miles of Dubois there are 1 larger Census places. By land area it ranks 25th of 99 Wyoming places.
Borrowing reach in Dubois
Dubois is lightly settled, with about 284 people per square mile and 1 larger places within 50 miles. What is available to Dubois's 990 borrowers is set by Wyoming licensing and your own credit, not by how many branches are nearby. The nearest larger city, Pinedale, WY about 48 miles away.
What shapes a Dubois personal loan
With roughly 990 residents, Dubois is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Dubois loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Dubois loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Which Wyoming laws govern a loan in Dubois
This table holds the Wyoming rate and licensing rules for consumer loans made to Dubois's 990 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online Source says: Licensing is mandatory for every location where business is regularly conducted | Wyoming Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g)) Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
Common questions
What are my options in Dubois if my credit is poor?
What loan size can I expect in Dubois?
Do I have to pledge anything to borrow in Dubois?
Does comparing loans in Dubois cost me credit score points?
Nearby places
- Pinedale, WY — population 2,034
- Meeteetse, WY — population 314
- Pavillion, WY — population 226
- Marbleton, WY — population 861
- Big Piney, WY — population 396
- Jackson, WY — population 10,639
- Cody, WY — population 10,240
- Lander, WY — population 7,615