Personal loans in Douglas, MI
With roughly 1,411 residents, Douglas is a small community, and the lending rules its borrowers live under are written in Michigan, not by the city. Douglas gained roughly 2.8% in population across the 2020-to-2023 comparison.
About 1,411 people live in Douglas, placing it 303rd of 533 Census places in Michigan. Read the disclosure for an origination fee and any prepayment penalty before signing in Douglas. A single loan can carry different costs on either side of a state line, and Douglas sits on the Michigan side of that line. A larger market lies at Fennville, MI about 6 miles away.
Douglas by the numbers
What follows is Douglas's place in the Census record, alongside the Michigan rules that govern a personal loan made here.
- Population: 1,411 residents; Douglas is the 303rd-largest of 533 places in Michigan (US Census Bureau, Vintage 2023).
- Population trend: Up about 2.8% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 39 residents.
- Size percentile: about 43% of Michigan communities are smaller than Douglas (1,411 residents).
- Density: roughly 793 residents per square mile, spread over 1.8 sq mi of land.
- Land area: Douglas covers 1.8 square miles, the 258th-largest area among Michigan's 533 places.
- Water: Douglas holds about 0.23 square miles, the 102nd-largest water area in Michigan.
- State population share: Douglas accounts for about 0.0% of everyone in Michigan.
- Nationally: Douglas is the 8,922nd-largest of 19,457 Census places in the dataset.
- Growth rank: Douglas ranks 38th among Michigan's 533 places for the 2020-to-2023 change.
- Versus Michigan: the state average change is -0.3%, while Douglas moved 2.8%.
- Density in Michigan: Douglas ranks 348th by people per square mile.
- Density vs Michigan: Douglas's 793 people per square mile compare with a state median of 1,078.
- Location: mapped by the US Census Bureau at 42.6389, -86.2076.
- Nearest larger cities: Fennville (6 mi); Holland (10 mi); Zeeland (16 mi); South Haven (17 mi); Allegan (20 mi). Living near a larger metro rarely changes what is available in Douglas.
- Nearest smaller towns: Saugatuck (2 mi); Breedsville (21 mi); Bloomingdale (21 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 19 of them.
- At 100 miles: 265 larger Census places fall inside that radius.
Michigan consumer-lending rules applied in Douglas
Read the table as a lender's compliance picture for Douglas: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment service transactions (2005 PA 244; MCL 487.2121 et seq.), licensed and regulated by DIFS Source says: "AN ACT to regulate the business of providing deferred presentment service transactions; to require the licensing of providers of deferred presentment service transactions" | Michigan Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the commissioner to make regulated loans (Regulatory Loan Act, MCL 493.1 et seq.) Source says: "a person shall not engage in the business of making loans of money ... without first obtaining a license from the commissioner" | Michigan Legislature as of 2026-09-16 |
Getting a loan in Douglas
With about 793 residents per square mile, Douglas is moderately settled, and 48 larger Census places sit within 50 miles. Whether Douglas has a local branch or not, a Michigan-licensed lender can serve its 1,411 people online on the same terms. The nearest larger city, Fennville, MI about 6 miles away.
Douglas against the rest of Michigan
Against Michigan's other places, Douglas accounts for about 0.0% of the state's population and ranks 303rd of 533 by size. On the 2020-to-2023 trend, Douglas stands 38th among Michigan's 533 places — roughly the 93th percentile. Its roughly 793 residents per square mile place it 348th among Michigan's places. Between 2020 and 2023 the count changed by roughly 39 residents.
How a Douglas personal loan is priced
Most loans made to Douglas's 1,411 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Douglas. Shortening the term on a Douglas loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Land, water and location for Douglas
Inside Douglas's boundaries lie roughly 1.8 square miles of land and 0.23 square miles of water. The resulting density is about 793 people per square mile. For the state's biggest city, Detroit, the distance is roughly 159 miles. Douglas has 48 larger places within a 50-mile radius. By land area it ranks 258th of 533 Michigan places.
Common questions
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Nearby places
- Saugatuck, MI — population 875
- Fennville, MI — population 1,739
- Holland, MI — population 34,540
- South Haven, MI — population 4,001
- Zeeland, MI — population 5,645
- Breedsville, MI — population 200
- Bangor, MI — population 1,977
- Bloomingdale, MI — population 516