Personal loans in Breedsville, MI
Breedsville is a small community in Michigan, with an estimated 200 residents, and every licensed lender here follows the same state rulebook.
For the 200 people in Breedsville, Michigan runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. About 200 people live in Breedsville, placing it 519th of 533 Census places in Michigan. Verify the lender's Michigan licence against the regulator named below before borrowing in Breedsville. The trend for Breedsville between 2020 and 2023 is downward by roughly 1.5%. The nearest larger metro is Bangor, MI about 4 miles away.
Breedsville by the numbers
Breedsville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 200 people live here, which puts Breedsville 519th of 533 Census places in Michigan (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.5%.
- People gained or lost: about 3 fewer since the 2020 base.
- Size percentile: with 200 residents, Breedsville is larger than about 3% of Michigan's Census places.
- Population density: about 308 people per square mile (Census land area 0.7 sq mi).
- By land area: Breedsville ranks 499th among Michigan's 533 places, at 0.7 sq mi.
- Water: Breedsville holds about 0.01 square miles, the 310th-largest water area in Michigan.
- State population share: Breedsville accounts for about 0.0% of everyone in Michigan.
- National rank: Breedsville is 16,490th of 19,457 places nationwide.
- Growth rank: Breedsville's 2020-to-2023 change ranks 382nd of 533 places in Michigan.
- Versus Michigan: the state average change is -0.3%, while Breedsville moved 1.5%.
- Density rank: Breedsville places 492nd among Michigan's places by people per square mile.
- Against the state median: Breedsville runs about 308 residents per square mile, where the Michigan median is 1,078.
- Location: 42.3503, -86.0674 (US Census Bureau Gazetteer).
- Nearest larger cities: Bangor (4 mi); Bloomingdale (6 mi); Lawrence (9 mi); Gobles (10 mi); South Haven (11 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller places: Indian Village (45 mi); Kingsbury (65 mi); Eagle (72 mi).
- Smaller neighbours: 1 places smaller than Breedsville sit within 50 miles.
- Within 100 miles: 438 places are larger than Breedsville.
The Breedsville borrowing checklist
Before you apply in Breedsville, a community of about 200, work through these steps:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Michigan licence with the regulator named above before committing.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
The process is identical across Michigan; what changes is your credit file, not the fact that Breedsville holds 200 people.
How Michigan law applies in Breedsville
Every row below records a Michigan rule, its publisher and its retrieval date — the same rules a Breedsville lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment service transactions (2005 PA 244; MCL 487.2121 et seq.), licensed and regulated by DIFS Source says: "AN ACT to regulate the business of providing deferred presentment service transactions; to require the licensing of providers of deferred presentment service transactions" | Michigan Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | License required from the commissioner to make regulated loans (Regulatory Loan Act, MCL 493.1 et seq.) Source says: "a person shall not engage in the business of making loans of money ... without first obtaining a license from the commissioner" | Michigan Legislature as of 2026-09-16 |
Breedsville against the rest of Michigan
Against Michigan's other places, Breedsville accounts for about 0.0% of the state's population and ranks 519th of 533 by size. On the 2020-to-2023 trend, Breedsville stands 382nd among Michigan's 533 places — roughly the 28th percentile. At about 308 people per square mile, Breedsville is the 492nd most densely settled place in Michigan. Between 2020 and 2023 the count changed by roughly 3 residents.
Lender access in Breedsville
Breedsville is a lightly settled community of about 200 people, with 79 larger places inside a 50-mile radius. What is available to Breedsville's 200 borrowers is set by Michigan licensing and your own credit, not by how many branches are nearby. The nearest larger city, Bangor, MI about 4 miles away.
Breedsville on the map
Inside Breedsville's boundaries lie roughly 0.7 square miles of land and 0.01 square miles of water. That land carries about 308 people per square mile. For the state's biggest city, Detroit, the distance is roughly 151 miles. Counting outward 50 miles, 79 larger communities surround Breedsville. The 100-mile radius contains 438 larger places.
Common questions
What are my options in Breedsville if my credit is poor?
What loan size can I expect in Breedsville?
Do I have to pledge anything to borrow in Breedsville?
Does comparing loans in Breedsville cost me credit score points?
Nearby places
- Bangor, MI — population 1,977
- Bloomingdale, MI — population 516
- Lawrence, MI — population 1,012
- Hartford, MI — population 2,479
- Gobles, MI — population 842
- South Haven, MI — population 4,001
- Paw Paw, MI — population 3,389
- Fennville, MI — population 1,739