Personal loans in Dolgeville, NY
Census figures put the 2020-to-2023 decrease in Dolgeville at about 1.7%. Dolgeville is home to roughly 2,014 people and stands 301st by size out of 595 Census places in New York. The first question in Dolgeville is not the rate on offer but whether the payment fits; about 2,014 people live here under New York lending law. Judge Dolgeville offers on total cost, not on how quickly the money arrives. Lenders active in Dolgeville report to a New York supervisor, identified in the sourced rows below. The nearest larger city is Little Falls, NY about 6 miles away.
Dolgeville: the sourced local profile
Here is the sourced Census picture for Dolgeville, plus the New York lending rules that apply to a loan taken out here.
- Population: 2,014 residents; Dolgeville is the 301st-largest of 595 places in New York (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 1.7% across the 2020-to-2023 comparison.
- People gained or lost: about 34 fewer since the 2020 base.
- Size percentile: roughly 49% of New York places rank below Dolgeville.
- Population density: about 1,093 people per square mile across 1.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Dolgeville ranks 231st among New York's 595 places, at 1.8 sq mi.
- Water area rank: Dolgeville ranks 205th among New York's 595 places, with 0.04 sq mi.
- Share of state population: Dolgeville's 2,014 residents are about 0.0% of New York.
- Nationally: Dolgeville is the 7,603rd-largest of 19,457 Census places in the dataset.
- Growth rank: Dolgeville ranks 328th among New York's 595 places for the 2020-to-2023 change.
- State comparison: New York's places average -1.1% for 2020-to-2023, against Dolgeville's 1.7%.
- Density rank: Dolgeville places 383rd among New York's places by people per square mile.
- Density in context: Dolgeville's 1,093 people per square mile sit against a New York median of 1,515.
- Location: it lies at 43.1067, -74.7800 in the Census Gazetteer.
- Nearest larger cities: Little Falls (6 mi); Herkimer (12 mi); Mohawk (13 mi); Ilion (15 mi); Frankfort (15 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: St. Johnsville (9 mi); Middleville (10 mi); Newport (13 mi).
- Within a 50-mile radius: 57 smaller Census places.
- Larger places within 100 miles: 93.
Where Dolgeville sits
Dolgeville covers about 1.8 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 1,093 residents per square mile. The largest place in New York, New York, lies about 174 miles away. Within 50 miles of Dolgeville there are 24 larger Census places. The 100-mile radius contains 93 larger places.
Dolgeville in state context
Among New York's 595 places, Dolgeville sits at 301st for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Dolgeville ranks 328th of 595 in New York (about the 45th percentile). Its roughly 1,093 residents per square mile place it 383rd among New York's places. By land area, its 1.8 square miles rank 231st of 595 places in New York.
Getting a loan in Dolgeville
Dolgeville is moderately settled, with about 1,093 people per square mile and 24 larger places within 50 miles. What is available to Dolgeville's 2,014 borrowers is set by New York licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Little Falls, NY about 6 miles away.
Steps to take before a Dolgeville loan
For Dolgeville's roughly 2,014 residents, these are the steps that most influence the offer:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the New York regulator's licence list.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
None of these steps is Dolgeville-specific: the same New York licensing and disclosure rules reach all 2,014 residents.
The New York lending rules that reach Dolgeville
Read the table as a lender's compliance picture for Dolgeville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed Lender license required (Banking Law Article 9, sections 340-361); administered via NMLS Source says: "The Department of Financial Services uses the Nationwide Multistate Licensing System and Registry (NMLS) to manage the Licensed Lender License." | New York State Department of Financial Services as of 2026-09-16 |
Common questions
What are my options in Dolgeville if my credit is poor?
What loan size can I expect in Dolgeville?
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Does comparing loans in Dolgeville cost me credit score points?
Nearby places
- Little Falls, NY — population 4,516
- St. Johnsville, NY — population 1,697
- Middleville, NY — population 428
- Herkimer, NY — population 7,235
- Fort Plain, NY — population 1,991
- Nelliston, NY — population 565
- Mohawk, NY — population 2,378
- Newport, NY — population 555