Personal loans in Nelliston, NY

By population, Nelliston sits at 506th in New York, with an estimated 565 residents. Verify the lender's New York licence against the regulator named below before borrowing in Nelliston. When New York caps or restricts a product, lenders either change the terms or withdraw it from Nelliston as from the rest of the state. The nearest larger metro is Fort Plain, NY about 1 miles away.

Where Nelliston stands

Here is the sourced Census picture for Nelliston, plus the New York lending rules that apply to a loan taken out here.

• Population: 565 residents; Nelliston is the 506th-largest of 595 places in New York (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 0.7% since the 2020 count.
• Net change: roughly 4 fewer people than the 2020 Census counted.
• Size percentile: Nelliston's 565 people outrank roughly 15% of the places in New York.
• Density: the Census land area of 1.1 sq mi holds about 511 people per square mile.
• Land area rank: Nelliston's 1.1 square miles rank 362nd of 595 places in New York.
• Water: Nelliston holds about 0.09 square miles, the 147th-largest water area in New York.
• Within New York: about 0.0% of the state's population lives in Nelliston.
• Nationally: Nelliston is the 12,672nd-largest of 19,457 Census places in the dataset.
• Growth rank: Nelliston ranks 169th among New York's 595 places for the 2020-to-2023 change.
• State comparison: New York's places average -1.1% for 2020-to-2023, against Nelliston's 0.7%.
• Density in New York: Nelliston ranks 531st by people per square mile.
• Against the state median: Nelliston runs about 511 residents per square mile, where the New York median is 1,515.
• Location: 42.9327, -74.6076 (Census Gazetteer coordinates).
• Nearest larger cities: Fort Plain (1 mi); Palatine Bridge (2 mi); Canajoharie (3 mi); St. Johnsville (6 mi); Fonda (12 mi). Larger metros often have more branches, but online lenders reach Nelliston on the same terms.
• Nearest smaller towns: Ames (7 mi); Sharon Springs (10 mi); Cherry Valley (12 mi).
• Smaller places within 50 miles: 23 of them.
• Larger places within 100 miles: 192.

Before you apply in Nelliston

For Nelliston's roughly 565 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the New York regulator's records to confirm the lender is licensed here.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Decide the purpose and how you will repay it before approaching any lender.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

None of these steps is Nelliston-specific: the same New York licensing and disclosure rules reach all 565 residents.

How lenders reach Nelliston

At roughly 511 people per square mile, Nelliston is moderately settled; 64 larger places lie within 50 miles. What is available to Nelliston's 565 borrowers is set by New York licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Fort Plain, NY about 1 miles away.

Nelliston's place among New York's 595 places

Against New York's other places, Nelliston accounts for about 0.0% of the state's population and ranks 506th of 595 by size. On the 2020-to-2023 trend, Nelliston stands 169th among New York's 595 places — roughly the 72th percentile. Its roughly 511 residents per square mile place it 531st among New York's places. The population moved by about 4 people between 2020 and 2023, a 0.7% shift.

The geography behind Nelliston

Nelliston covers about 1.1 square miles of land, with 0.09 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 511 residents per square mile. New York, the largest place in New York, is about 161 miles from Nelliston. A 50-mile radius around Nelliston takes in 64 places that are larger. By land area it ranks 362nd of 595 New York places.

New York consumer-lending rules applied in Nelliston

Read the table as a lender's compliance picture for Nelliston: the rule, the sourced figure, the publisher and the date.