Personal loans in Dell, AR
If you are weighing a personal loan in Dell, start from the payment you can carry; its 184 residents face the same statewide rules. The Census estimates 184 residents in Dell, which ranks it 384th of 500 places in Arkansas.
Begin with the payment, then weigh APR and total interest across the lenders that reach Dell's 184 residents. The 2020 count to the 2023 estimate shows about 5.6% decline in Dell. Lenders active in Dell report to a Arkansas supervisor, identified in the sourced rows below. For a bigger market, look to Manila, AR about 8 miles away.
The Dell data picture
Read the local figures below as context; read the sourced Arkansas table as the rulebook a lender here must follow.
- Population: a Census-estimated 184, 384th among Arkansas's 500 places (Vintage 2023).
- Population trend: A loss of roughly 5.6% between 2020 and 2023.
- Net change: roughly 11 fewer people than the 2020 Census counted.
- Size percentile: Dell's 184 people outrank roughly 23% of the places in Arkansas.
- Population density: about 200 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Dell's 0.9 square miles rank 372nd of 500 places in Arkansas.
- Within Arkansas: about 0.0% of the state's population lives in Dell.
- National standing: Dell ranks 16,717th of 19,457 US places.
- Growth rank: Dell ranks 471st among Arkansas's 500 places for the 2020-to-2023 change.
- Versus Arkansas: the state average change is +0.3%, while Dell moved 5.6%.
- Density rank: Dell places 378th among Arkansas's places by people per square mile.
- Density in context: Dell's 200 people per square mile sit against a Arkansas median of 386.
- Location: 35.8572, -90.0341 (Census Gazetteer coordinates).
- Nearest larger cities: Manila (8 mi); Gosnell (8 mi); Blytheville (9 mi); Luxora (9 mi); Osceola (12 mi). Living near a larger metro rarely changes what is available in Dell.
- Smaller communities close by: Burdette (6 mi); Victoria (7 mi); Rives (16 mi), each with its own Census population profile.
- Within a 50-mile radius: 21 smaller Census places.
- At 100 miles: 291 larger Census places fall inside that radius.
The geography behind Dell
Inside Dell's boundaries lie about 0.9 square miles of land, with no significant water area recorded. The resulting density is about 200 people per square mile. Little Rock, the largest place in Arkansas, is about 153 miles from Dell. Within 50 miles of Dell there are 83 larger Census places. The 100-mile radius contains 291 larger places.
How lenders reach Dell
With about 200 residents per square mile, Dell is lightly settled, and 83 larger Census places sit within 50 miles. What is available to Dell's 184 borrowers is set by Arkansas licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Manila, AR about 8 miles away.
How Dell compares across Arkansas
Within Arkansas, Dell holds roughly 0.0% of all residents, the 384th-largest share among 500 places. Its 2020-to-2023 change ranks 471st of 500 Arkansas places, putting it near the 6th percentile for growth. At about 200 people per square mile, Dell is the 378th most densely settled place in Arkansas. By land area, its 0.9 square miles rank 372nd of 500 places in Arkansas.
Arkansas rules behind a Dell personal loan
Every row below records a Arkansas rule, its publisher and its retrieval date — the same rules a Dell lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
How a Dell personal loan is priced
Most loans made to Dell's 184 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Dell. A longer term lowers the monthly payment on a Dell loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Dell if my credit is poor?
What loan size can I expect in Dell?
Do I have to pledge anything to borrow in Dell?
Does comparing loans in Dell cost me credit score points?
Nearby places
- Burdette, AR — population 134
- Victoria, AR — population 18
- Gosnell, AR — population 2,733
- Manila, AR — population 3,714
- Luxora, AR — population 882
- Blytheville, AR — population 12,594
- Osceola, AR — population 6,610
- Keiser, AR — population 719