Personal loans in Blytheville, AR

Blytheville is home to roughly 12,594 people and stands 31st by size out of 500 Census places in Arkansas. The 2020 count to the 2023 estimate shows about 6.1% decline in Blytheville. For a community of about 12,594, the practical step is to compare APR across at least three lenders before committing. For a bigger market, look to Dyersburg, TN about 30 miles away. For the 12,594 people in Blytheville, Arkansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

Blytheville: population, trend and location

Set out below is Blytheville's local context next to the state-level rules that reach every lender here.

• Population: 12,594 residents; Blytheville is the 31st-largest of 500 places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 6.1% from 2020 to 2023.
• Absolute change: 814 residents lost between 2020 and 2023.
• Size percentile: roughly 94% of Arkansas places rank below Blytheville.
• Density: the Census land area of 20.7 sq mi holds about 607 people per square mile.
• Land area rank: Blytheville's 20.7 square miles rank 21st of 500 places in Arkansas.
• Water area rank: Blytheville ranks 83rd among Arkansas's 500 places, with 0.06 sq mi.
• Within Arkansas: about 0.6% of the state's population lives in Blytheville.
• Nationally: Blytheville is the 2,679th-largest of 19,457 Census places in the dataset.
• Growth in Arkansas: Blytheville stands 479th by percentage change from 2020 to 2023, among 500 places.
• Against the state trend: Blytheville's 6.1% change compares with a Arkansas average of +0.3% across its 500 places.
• Density in Arkansas: Blytheville ranks 152nd by people per square mile.
• Against the state median: Blytheville runs about 607 residents per square mile, where the Arkansas median is 386.
• Location: 35.9341 / -89.9051, per the US Census Bureau Gazetteer.
• Nearest larger cities: Dyersburg (30 mi); Paragould (35 mi); Jonesboro (44 mi); Lakeland (47 mi); Bartlett (49 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Gosnell (4 mi); Burdette (9 mi); Holland (9 mi).
• Smaller places within 50 miles: 103 of them.
• Larger places within 100 miles: 20.

The Arkansas lending rules that reach Blytheville

This table holds the Arkansas rate and licensing rules for consumer loans made to Blytheville's 12,594 residents.

Blytheville against the rest of Arkansas

Within Arkansas, Blytheville holds roughly 0.6% of all residents, the 31st-largest share among 500 places. On the 2020-to-2023 trend, Blytheville stands 479th among Arkansas's 500 places — roughly the 4th percentile. Its roughly 607 residents per square mile place it 152nd among Arkansas's places. The population moved by about 814 people between 2020 and 2023, a 6.1% shift.

The Blytheville borrowing checklist

Before you apply in Blytheville, a community of about 12,594, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the Arkansas licence with the regulator named above before committing.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

In Blytheville as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 12,594 residents.

The anatomy of a Blytheville personal loan

With roughly 12,594 residents, Blytheville is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Blytheville can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Blytheville loan but raises total interest, so the smallest payment is not the cheapest loan.

The geography behind Blytheville

The Census Gazetteer records 20.7 square miles of land and 0.06 square miles of water within Blytheville. Spread across it are roughly 607 residents per square mile. The state's population centre of gravity, Little Rock, is roughly 162 miles away. A 50-mile radius around Blytheville takes in 6 places that are larger. Within the same 50 miles lie 103 smaller Census places.