Personal loans in DeFuniak Springs, FL

What the Census records for DeFuniak Springs

Only a few things actually differ by place — population, area, location, and the Florida rules a lender must follow — and they are below.

• Population: about 6,764 people live here, which puts DeFuniak Springs 204th of 411 Census places in Florida (Vintage 2023).
• Population trend: Roughly 14.3% more residents than the 2020 Census counted.
• Net change: roughly 844 more people than the 2020 Census counted.
• Size percentile: DeFuniak Springs's 6,764 people outrank roughly 50% of the places in Florida.
• Density: the Census land area of 14.2 sq mi holds about 476 people per square mile.
• By land area: DeFuniak Springs ranks 93rd among Florida's 411 places, at 14.2 sq mi.
• Water: DeFuniak Springs holds about 0.35 square miles, the 200th-largest water area in Florida.
• State population share: DeFuniak Springs accounts for about 0.1% of everyone in Florida.
• Nationally: DeFuniak Springs is the 4,075th-largest of 19,457 Census places in the dataset.
• Growth rank: DeFuniak Springs's 2020-to-2023 change ranks 33rd of 411 places in Florida.
• Against the state trend: DeFuniak Springs's 14.3% change compares with a Florida average of +5.5% across its 411 places.
• Density in Florida: DeFuniak Springs ranks 326th by people per square mile.
• Density in context: DeFuniak Springs's 476 people per square mile sit against a Florida median of 1,608.
• Location: coordinates 30.7061, -86.1186 (US Census Bureau Gazetteer).
• Nearest larger cities: Freeport (14 mi); Niceville (25 mi); Crestview (28 mi); Destin (30 mi); Fort Walton Beach (36 mi). Larger metros often have more branches, but online lenders reach DeFuniak Springs on the same terms.
• Smaller communities within reach: Ponce de Leon (11 mi); Westville (17 mi); Caryville (19 mi).
• Smaller neighbours: 47 places smaller than DeFuniak Springs sit within 50 miles.
• Within 100 miles: 27 places are larger than DeFuniak Springs.

How lenders reach DeFuniak Springs

DeFuniak Springs is a lightly settled community of about 6,764 people, with 11 larger places inside a 50-mile radius. What is available to DeFuniak Springs's 6,764 borrowers is set by Florida licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Freeport, FL about 14 miles away.

What shapes a DeFuniak Springs personal loan

With roughly 6,764 residents, DeFuniak Springs is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than DeFuniak Springs's rank of 204th in Florida: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a DeFuniak Springs loan but raises total interest, so the smallest payment is not the cheapest loan.

The Florida lending rules that reach DeFuniak Springs

This table holds the Florida rate and licensing rules for consumer loans made to DeFuniak Springs's 6,764 residents.

DeFuniak Springs against the rest of Florida

Against Florida's other places, DeFuniak Springs accounts for about 0.1% of the state's population and ranks 204th of 411 by size. Its 2020-to-2023 change ranks 33rd of 411 Florida places, putting it near the 92th percentile for growth. Its roughly 476 residents per square mile place it 326th among Florida's places. Within 50 miles sit 47 smaller Census places, alongside the 11 that are larger.

DeFuniak Springs: area, density and distance

The Census Gazetteer records 14.2 square miles of land and 0.35 square miles of water within DeFuniak Springs. That land carries about 476 people per square mile. The state's population centre of gravity, Jacksonville, is roughly 266 miles away. DeFuniak Springs has 11 larger places within a 50-mile radius. Within the same 50 miles lie 47 smaller Census places.