Personal loans in Decaturville, TN
Two households in Decaturville with comparable incomes can still be offered different rates; the city's 805 residents are not the reason. A 2020-to-2023 comparison shows Decaturville up by about 0.1%. At about 805 residents, Decaturville is larger than roughly 26% of the places in Tennessee. Work out your debt-to-income ratio first; lenders weigh it heavily, and Decaturville's 805 residents are no exception. To lend to Decaturville's 805 residents, a company must hold a Tennessee licence, and each sourced row below names the regulator behind it. The closest larger place is Parsons, TN about 5 miles away.
Local context for Decaturville
Here is the sourced Census picture for Decaturville, plus the Tennessee lending rules that apply to a loan taken out here.
- Population: an estimated 805 residents, 253rd of 344 places in Tennessee (Census Vintage 2023 subcounty estimate).
- Population trend: A gain of roughly 0.1% between 2020 and 2023.
- People gained or lost: about 1 more since the 2020 base.
- Size percentile: about 26% of Tennessee's Census places are smaller than Decaturville.
- Population density: 487 people per square mile on 1.7 square miles of land.
- Land area rank: Decaturville's 1.7 square miles rank 272nd of 344 places in Tennessee.
- Share of Tennessee: Decaturville holds about 0.0% of the state's population, some 805 people.
- National standing: Decaturville ranks 11,154th of 19,457 US places.
- Growth rank: Decaturville ranks 242nd among Tennessee's 344 places for the 2020-to-2023 change.
- State comparison: Tennessee's places average +2.4% for 2020-to-2023, against Decaturville's 0.1%.
- Density in Tennessee: Decaturville ranks 193rd by people per square mile.
- Density vs Tennessee: Decaturville's 487 people per square mile compare with a state median of 553.
- Location: mapped by the US Census Bureau at 35.5819, -88.1195.
- Nearest larger cities: Parsons (5 mi); Scotts Hill (9 mi); Lexington (15 mi); Linden (16 mi); Clifton (16 mi). Larger metros often have more branches, but online lenders reach Decaturville on the same terms.
- Smaller places nearby: Sardis (14 mi); Saltillo (16 mi); Milledgeville (20 mi).
- Smaller places within 50 miles: 24 of them.
- Larger places within 100 miles: 167.
How Tennessee law applies in Decaturville
The rows below set out what a licensed lender must follow in Tennessee, and so for Decaturville's roughly 805 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
Where Decaturville sits in Tennessee
Among Tennessee's 344 places, Decaturville sits at 253rd for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Decaturville ranks 242nd of 344 in Tennessee (about the 30th percentile). By density, at about 487 people per square mile, it ranks 193rd in Tennessee. The population moved by about 1 people between 2020 and 2023, a 0.1% shift.
Decaturville on the map
Inside Decaturville's boundaries lie about 1.7 square miles of land, with no significant water area recorded. The resulting density is about 487 people per square mile. The state's population centre of gravity, Memphis, is roughly 109 miles away. A 50-mile radius around Decaturville takes in 32 places that are larger. By land area it ranks 272nd of 344 Tennessee places.
Borrowing reach in Decaturville
Decaturville is a lightly settled community of about 805 people, with 32 larger places inside a 50-mile radius. A Tennessee licence lets a lender serve Decaturville without a local office, so branch density does not change what its 805 residents are offered. The nearest larger city, Parsons, TN about 5 miles away.
The anatomy of a Decaturville personal loan
With roughly 805 residents, Decaturville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Decaturville's rank of 253rd in Tennessee: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Decaturville decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Parsons, TN — population 2,112
- Scotts Hill, TN — population 885
- Sardis, TN — population 416
- Clifton, TN — population 2,257
- Saltillo, TN — population 424
- Lexington, TN — population 7,988
- Linden, TN — population 1,093
- Milledgeville, TN — population 277